Loan calculator
Apply once and find out if you qualify
for two loan options
You can apply for both a secured and unsecured personal loan in one application and choose what’s best for you. Secured personal loans have distinct benefits*:
Lower APRs
Compared to traditional title loans
Larger loan amounts
From $2,525 to $18,500 with your car title as collateral
Fast funds
With direct deposit
You’re eligible if you possess your car title and live in a state where a secured personal loan is offered. See state list.
A loan through Oportun comes with benefits
An affordable choice
Payday loans and traditional title loans cost 2-4 times more
Good for your future
Help build positive credit, with regular on-time payments
Pay for what you need, when you need to
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Any questions?
Here’s a few we’ve answered before.