Check your car's borrowing power
Your vehicle does not qualify for a secured loan, would you like to try with another vehicle?
You may be eligible for a loan without collateral between
$300 to $10,000
Use the car title on your to help you get a loan of
Range represents typical loan amounts secured by vehicles with similar value to yours. Not a guaranteed offer. All loans subject to credit approval. Secured loan approval amount equals applicant’s unsecured loan approval amount plus their vehicle value. Conditions for a secured personal loan include: you must solely own, with a clear title and no liens. Vehicle must be operational, under 250,000 miles, less than 25 years old, registered in the state of application, with proof of insurance. Vehicle value must meet Oportun loan criteria. See loan terms.
Apply once and find out if you qualify
for two loan options
You can apply for both a secured and unsecured personal loan in one application and choose what’s best for you. Secured personal loans have distinct benefits*:
Lower APRs
Compared to traditional title loans
Larger loan amounts
From $2,525 to $18,500 with your car title as collateral
Fast funds
With direct deposit
You must possess your car title and live in a state where a secured personal loan is offered. See state list.
A loan through Oportun comes with benefits
An affordable choice
Payday loans and traditional title loans cost 2-4 times more
Good for your future
Help build positive credit, with regular on-time payments
Pay for what you need, when you need to
Home improvements
Car repairs
Weddings
Vacations
Medical expenses
Debt consolidation
Become even savvier about secured personal loans
Great staff! Easy & quick process. Thanks Oportun!
Very nice employees and very helpful!!
Quick to help, curious and caring.
Any questions?
Here’s a few we’ve answered before.