Affordable credit for people like you

Personal loans $300 to $10,000
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35.99% APR cap
12-48 months to repay

Credit cards $300 to $1,000
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24.90% to 29.90% APR
Oportun® Visa® Credit Card

Get prequalified in minutes without affecting your credit score

Everyone deserves access to affordable credit

Personal loans for people like you

From $300 to $10,000

For bills, repairs, deposits, and more

Fast funding

With direct deposit

Affordable payments

That fit your budget

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A card without the stress

Credit lines from $300 to $1,000

For shopping online or anywhere

No security deposit required

Even if you don't have credit history

Zero fraud liability

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From our community

They’ve given us 50,000 5-star reviews on Google

(Translated by Google) Espertacular. (Original) Espertacular.

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Sandiel Moreno

from Google

The Best loan company I have experienced. Very fast service. And Maria gives the best customer service I have ever encountered from anyone!

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Andrea E

from Google

Good service

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Hector Estrella

from Google

I was helped by Azucena and she was very helpful with getting my loan. Very professional and great customer service overall.

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Jomar Arroyo

from Google

They were very helpful with this process. Thank you Vicky.

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Elvis Ferrer

from Google

Raul was very helpful very good customer service

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Luz Lugo

from Google

Highly recommend! Obtaining a loan can be overwhelming but Julio made this process easy and not overwhelming at all!!

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Lyn Cordero

from Google

Very efficient, help staff, kudos to Alex!

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Robert Anthony Sanchez-Wade

from Google

Julio was really great made the process fast and easy, amazing service.

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Bernardo Trujillo

from Google

(Translated by Google) Excellent💯 (Original) Exelente💯

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Fidelina Delgado

from Google

Thankyou Gissel, she is very helpful explained everything clearly to me, very kind. She is very knowledgeable!!

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Esmeralda valdovinos

from Google

Anna it's the best very polite and professional.. Thank you for all your help...

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Maria Ruiz

from Google

Alicia was great!!!

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Alexandro Granados

from Google

Great place very professional made me feel comfortable with the process

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C MES

from Google

Awesome Staff Quick Service

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Anahi Salazar

from Google

Liduvina M was very helpful quick and nice muchas gracias !!!

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Helen Pivaral

from Google

(Google による翻訳)素晴らしいスタッフフレンドリーで素晴らしいサービス (原文) Great staff friendly and great service

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michael villaneda

from Google

I'm very pleased of Olivia she's very professional and kind and provide me with excellent service because many companies does not approve me with my low credit so with I am very glad I choice Oportun I highly recommend this place

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Peter Him

from Google

I like the location

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Sergio Martinez

from Google

Excellent services

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Eduardo Parraga

from Google

🙏

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santos Navas

from Google

Pam and Carolina what a great helpful people thanks for everything you did

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David Fonsi

from Google

Luis help me in a wonderful manner

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Barrington Hall

from Google

(Translated by Google) Thanks timely (Original) Gracias oportun

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Maria Mendoza

from Google

Very helpful

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Carlos Bonilla

from Google

Genesha y yessica exelente servicio 👍👍

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Abelardo Garcia

from Google

AWESOME CUSTOMER SERVICE HIGHLY RECOMMENDED

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Jesus Aguirre

from Google

Nice service

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Dunia Morales

from Google

Quick and fast service and helped me get the money I needed without delay and very good customer service. Interest a tiny bit high but it is worth it.

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Andre Curtis

from Google

(Google による翻訳)とても良いサービス👍 (原文) Muy buen servicio 👍

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Magda elena Godoy rodriguez

from Google

This is my 2nd loan with them at this office. Melissa was the one to help me both times and she was very friendly and appreciate her.

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Desereey Martinez

from Google

Very nice and so so help in all paper work, thank you julia

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Debra Martinez

from Google

Oportun NOrthgate Olympic Fany

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eugenia landaverde

from Google

Luis help me out good loans have several with them

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Maria Espinoza

from Google

There service was super awesome and great plus fast thank u guys!!!

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Drew Brown

from Google

Very helpful service, made the process very easy. Helped me with my loan approval

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CORINA LOPEZ

from Google

Maria n Lopez was very informative and made me feel very comfortable!

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Shaila Lomeli

from Google

Hector was very informative and knowledgeable of his work. Thanks!

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Richard Santiago

from Google

Martha and Elizabeth are the best. Great great customer service. Recommend 100% they are amazing and it smells amazing in the store. Give them a raise

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C Money

from Google

Antonia was very friendly helpful fast and easy thank you 😃

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jocelin chavez

from Google

Xiomara was very professional and helpful

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oscar cisnerosa

from Google

Supper nice and easy

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Alondra Rubio

from Google

I went to this location after being turned away from 3 other locations in the El Paso area & The two associates Alex and Vicky were both patient with me and saw to my loan approval which happened to be easy more than I requested. I highly recommend if your in need.

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Ryan Tate

from Google

Dayana was very helpful and informative, i got in and she answered all my questions and helped me understand the process better. Great service

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marco anthony

from Google

Great experience, super fast and efficient .

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Donivan Fernandez

from Google

Very helpful with everything we need it, thank you Grace

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Gflow the 1 Gonzalez

from Google

Great approval chances here at oportun fast service Chelsea was the one who helped me when I went in great service really helps you

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Erik Gonzalez

from Google

(Translated by Google) Excellent (Original) Excelente

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Gregorio Lazaro

from Google

(Translated by Google) Excellent (Original) Excelente

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Reinier Espinosa

from Google

The ladies are really helpful and nice. Maria H helped me today and she explained everything well and made the process go very smooth.

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sophie saechao

from Google

Great experience. Grace was of great help .

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Gloria Jimenez

from Google

Great service! Martha was a huge help and explained everything to me exceptionally well! Thank you!

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Laurana Gonzales

from Google

Fast and helpful.

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Cassandra Almanza

from Google

Cynthia was very polite, profesional, made me feel very comfortable, she took the time to explained me everything very well. Thank you for your great service!

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Lizzie Rosas

from Google

Stephanie has such amazing customer service it was such an easy process ! Definitely appreciate it!

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Destiny Juarez

from Google

Amazing customer services from iris she was very professional understanding and overall amazing

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danya salguero

from Google

Maria excellent service very polite

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Latrice Chaney

from Google

Amazing. First time getting a loan and Lydia was absolutely amazing in walking me through the whole process

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Marco Flores

from Google

great customer service. They properly went through all the paperwork with me to make sure I understood everything. Thanks for the help Julio!

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Michael Munoz

from Google

Fast, easy, helpful, and very explanatory! Got help the same day and left a happy customer.

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Nicholas Castillo

from Google

Montse helped me:)

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Israel Millan

from Google

Buen atendimieto de brenda

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Freey Tomas

from Google

(Translated by Google) Excellent attention (Original) Excelente atención

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Adrian Pachano

from Google

Good place,definitely recommend very helpful and got approved ! Good customer service

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Junior zz

from Google

Quick and painless.

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Alexander Villalobos

from Google

Javier was extremely friendly and made me feel comfortable with the loan process. I will definitely recommend this location to friends and family.

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Liliana Landeros

from Google

I had to come to the location for issues I was having with the website, and Carlos made it all so easy! :) Great customer service! Super fast and friendly!

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Maria Victoria Castillo

from Google

Awesome customer service.

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jesus rangel

from Google

Great job love this

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Woo Woo

from Google

Fast and friendly service

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Sonia Barrios

from Google

Jennifer and Leticia are amazing

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Mimi Pena

from Google

Annmarie was so sweet and nice very respectful and professional with everything. Recommend

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Jennifer Flores

from Google

Thanks jesus was great

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jimmy kallas

from Google

(Translated by Google) High interest (Original) Intereses altos

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Bernardo Perez

from Google

Great customer service and specially Keicy R.

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Anna Farfan

from Google

(Translated by Google) Excellent (Original) Exelente

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Buttxer Cup

from Google

The people on the phone were very helpful and Hector at the location was nice and professional. He explained everything perfectly!

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Marlliny Alessandra

from Google

When I came in to the store today for my loan , I was helped right away , i was done within minutes . Brenda helped me and explained everything and was very helpful. Thank you for your great service !

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Lees Rangel

from Google

Brenda was very professional and friendly. She made my experience here great thank you!

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Lil B AFK Family

from Google

Very helpful and friendly people. Definitely recommend this place !

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Miguel Salazar

from Google

Brenda and nancy gave great service

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Richard Avina

from Google

Nancy y Brenda me atendieron my bien

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Beda Valeriano

from Google

Jeniffer G is one of the best service personal in the business, it was a pleasure and I know that if a ever need a loan I can count on them

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Andres Sosa

from Google

Good service

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Alicio Perez

from Google

Yessica and Isabel made my loan experience super smooth and easy. Both are very professional and respectful.

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Bruno Garcia

from Google

Excellent service

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andres yepes

from Google

Lidia is very well trained made my experience an easy outing 👌

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kevin mendoza

from Google

Very good staff and very professional.

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Cesar. vq

from Google

Great service awsome pearsonal

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Breanna Almazan

from Google

Quick and effortless I recommend for everyone needing some extra money

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Josue Salazar

from Google

(Google による翻訳)とてもプロフェッショナルでとても簡単 (原文) Very professional and very easy

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Raymond Meza

from Google

Juan R great service , very helpful

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j R

from Google

Professional staff, fast, attentive, and positive vibes. Will come back here again!

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Maria Miranda

from Google

Nice customer services by Eliana

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al zuniga

from Google

(Google による翻訳)私は大好きです (原文) Excelente atención me encanto

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Marisol Meraz

from Google

(Google による翻訳)とてもフレンドリーで素晴らしい (原文) Excelente muy amables

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Ivonne Bolanos

from Google

Your employees were very nice and explained everything to my satisfaction

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pauline hernandez

from Google

Beatriz A was very helpful, will recommend this place! she was very professional and the application was easy and fast approval.

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Ashley Godoy

from Google

Excellent & Fast service

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Ramona Pinkley

from Google

Service was great! Employees made sure I got the help I need it.

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Angel Cruz

from Google

A+ rating by the Better Business Bureau (BBB)

Best consumer lending product by Fintech Breakthrough

CDFI certified by the U.S. Treasury Department

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Causes we care about

Self-eSTEM

United Way Worldwide

American Red Cross

American Civil Liberties Union Foundation, Inc

DIY Girls / Social and Environmental Entrepreneurs

I2G at University of California, Merced

AltaMed Health Services Corporation

Asian Americans Advancing Justice

Chicanos Por La Causa

Cool Effect, Inc

Latino Community Foundation

Financial Health Network

UnidosUS: Financial Coaching Program

SpringFour: Financial Wellness Resource Program

Questions

Be prepared to share the following documents:

  • A valid photo ID, such as a driver’s license, passport, consular ID card, or a non-U.S. ID card (we accept from most countries)
  • Proof of income, such as current paystubs or current bank statements
  • Verification of address, such as a piece of mail with your name and address (cannot be a PO box)
  • Up to four personal references, which can include friends, family, or employers

Yes, in some instances we do accept cosigners. Cosigners should be aware that becoming obligated on another person’s loan is treated as a debt obligation, and that person will be responsible for the loan if you do not pay it off.

Yes. When we prequalify you, we run a soft credit pull, which does not impact your FICO® credit score.

When a final decision is made on your application, we run a hard credit pull, which can impact your credit score. Learn more about hard and soft credit pulls.

More questions

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