Log in Log in Log in Apply now

Your money goals are our goals

Our smart solutions help strengthen your finances and give you confidence.

Apply for a loan now

Get prequalified in minutes
without affecting your credit score

See personal loan terms


Prequalify in minutes


Without thinking about it

Credit cards
That help you build credit


With built-in budgeting smarts

Check out what else Oportun has to offer:

See credit card terms.

See personal loan and credit card terms.

Oportun is not a bank. Oportun offers the direct deposit account (Direct℠) via its bank partner Pathward, N.A., Member FDIC. Oportun also offers personal loans in certain states through its partner Pathward, N.A., and credit cards through its partner WebBank, N.A.

We’ve made some friends along the way

9 of 10 members

would refer friends to Oportun

See more

75,000 5-star reviews

on Google and Trustpilot

Read more

“The whole process was extremely easy and pleasant.”

Claudia M., from Google

All your money goals, in one app

Now you can manage your loan account like never before. Or save, budget, and invest without thinking about it. Soon, you’ll come here for all things credit card too.

Standard data charges may apply.

Personal loans for all kinds of goals

From $300 to $10,000
For bills, repairs, deposits, and more

Fast funding
With direct deposit

Affordable payments
That fit your budget


Apply now