Quick and affordable loans, credit and support

Affordable credit for people like you

Personal loans $300 to $10,000
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35.99% APR cap
12-48 months to repay

Credit cards $300 to $1,000
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24.90% to 29.90% APR
Oportun® Visa® Credit Card

Get prequalified in minutes without affecting your credit score

Everyone deserves access to  affordable credit

Personal loans for people like you

From $300 to $10,000

For bills, repairs, deposits, and more

Fast funding

With direct deposit

Affordable payments

That fit your budget

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A card without the stress

Credit lines from $300 to $1,000

For shopping online or anywhere

No security deposit required

Even if you don't have credit history

Zero fraud liability

Safeguard your wallet

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From our community

They’ve given us 50,000 5-star reviews on Google

Brenda was very nice and helpful!

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Fernando Contreras

from Google

I love how they treated me.

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ashley jenkins

from Google

Me agrado la ayula de la representante Anabel

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Sara Morales

from Google

The ladies at oportun were extremely helpful and professional. Adriana finalized my loan and was very sweet and thorough with all the details. I truly feel like Yesica went above and beyond to help me get my loan. She was very patient and made sure to provide me with as much information as she could so that I could understand the process. I’m so thankful she was there to help and guide me. I would highly recommend the service at this location.

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susan Gutierrez

from Google

Had a great experience here. Martin was such a great help and he explained everything so well.

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Valerie Guzman

from Google

Had a very great experience so friendly and very helpful, will recommend to friends And family.

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naomi Cortes

from Google

They are very helpful !!!

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Anna Montes

from Google

Great service! Martin was really helpful and help me refinance loan fast and easy! Would definitely tell friends and family about this place!

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Arnold Rosales

from Google

Great service, very professional!

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Yoilan Arencibia

from Google

(Translated by Google) Very kind (Original) Muy amables

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Karla julissa Cea Henríquez

from Google

(Translated by Google) Quickly (Original) Rápidamente

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Max Cordero

from Google

Excellent service, super recomendado

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Carlos Macario

from Google

A+ rating by the Better Business Bureau (BBB)

Best consumer lending product by Fintech Breakthrough

CDFI certified by the U.S. Treasury Department

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1.9 million people who trust Oportun. Apply now

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Causes we care about


United Way Worldwide

American Red Cross

American Civil Liberties Union Foundation, Inc

DIY Girls / Social and Environmental Entrepreneurs

I2G at University of California, Merced

AltaMed Health Services Corporation

Asian Americans Advancing Justice

Chicanos Por La Causa

Cool Effect, Inc

Latino Community Foundation

Financial Health Network

UnidosUS: Financial Coaching Program

SpringFour: Financial Wellness Resource Program


Be prepared to share the following documents:

  • A valid photo ID, such as a driver’s license, passport, consular ID card, or a non-U.S. ID card (we accept from most countries)
  • Proof of income, such as current paystubs or current bank statements
  • Verification of address, such as a piece of mail with your name and address (cannot be a PO box)
  • Up to four personal references, which can include friends, family, or employers

Yes, in some instances we do accept cosigners. Cosigners should be aware that becoming obligated on another person’s loan is treated as a debt obligation, and that person will be responsible for the loan if you do not pay it off.

Yes. When we prequalify you, we run a soft credit pull, which does not impact your FICO® credit score.

When a final decision is made on your application, we run a hard credit pull, which can impact your credit score. Learn more about hard and soft credit pulls.

More questions

Ready to make it happen? Apply now.

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