Meetyour money goals

Our smart solutions help strengthen your finances and give you confidence

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Photo of an Oportun customer reviewing her loan options on her phone and noticing all the other financial solutions we offer
Photo of an Oportun customer reviewing her loan options on her phone and noticing all the other financial solutions we offer

Personal loansFrom $300 to $12,000 with APRs no higher than 35.99% | Loan amounts vary

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Credit cardsGet $300 to $1,000 with the Oportun® Visa® Credit Card

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Savings New!Save effortlessly and get help reducing overdrafts

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Investments New!Smart investing based on your financial goals

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Get prequalified in minutes without affecting your credit score

Special offer!

Get one year of
effortless saving
for FREE

We teamed up with Digit to make it easy to manage your money. Digit is a super simple app that helps save, invest, and may prevent overdraft fees.
Log in to claim offer

We are waiving Digit’s fee for eligible Oportun members for a full year (a $60 value).
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See Digit terms
Illustration of the Digit budget dashboard and a happy woman
Illustration of the Digit budget dashboard and a happy woman

We make financial health effortless for everyone

5 Star Google Reviews - Oportun

60,000 5-star reviews on Google and Trustpilot

9 of 10

members would refer friends to Oportun

Personal loans for people like you

From $300 to $12,000

For bills, repairs, deposits, and more

Fast funding

With direct deposit

Affordable payments

That fit your budget

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Illustration of Oportun's personal loans application and image of a happy male customer
Illustration of Oportun's personal loans application and image of a happy male customer

Loan calculator

State
Terms change by state

Credit score
Amount
This tool offers example pricing and loan terms for standard personal loans. Actual terms will vary based on application information, credit profile and applicable state law. Displayed terms may change without prior notice.
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APR -
Payment amount -
every two weeks
Number of payments #
Length of loan
This tool offers example pricing and loan terms for standard personal loans. Actual terms will vary based on application information, credit profile and applicable state law. Displayed terms may change without prior notice.
Apply now