A+ rating by the Better Business Bureau (BBB)
Best consumer lending product by Fintech Breakthrough
CDFI certified by the U.S. Treasury Department
Everyone
deserves access to
affordable credit
Access to credit, affordable rates, and great service are often reserved for those with the most income or highest credit scores. That needs to change.
At Oportun, we built our own AI-driven platform to facilitate that change. By looking at more than just a customer’s credit score or income, we’re able to offer affordable credit to the people often excluded from the financial mainstream. Since 2006, we’ve disbursed more than 5.6 million loans and credit cards and helped 1 million people established credit history who came to us without a credit score to start establishing their credit history.
We’re making a difference
- $14 billion disbursed
- 5.6 million loans & credit cards
- $8.1 billion in savings with the Digit app
- $2.3 billion saved in interest & fees
- 60,000 5-star Google & Trustpilot reviews
- 1 million people without a FICO score established credit history
We don’t do it alone
Our partners help us bring free financial education, planning, and job assistance to our community.
Community partners
