Our story
Committed to making life better
Since we opened our doors in 2005, we have worked hard every day to serve the approximately 100 million people in the United States who are typically shut out of the financial mainstream because they don’t have a credit score or have limited credit history.
Our mission-based, technology-powered approach is designed to be inclusive, affordable, and empowering. By lending money to hardworking, low-to-moderate-income individuals, we help our customers move forward in their lives, demonstrate their creditworthiness, and establish the credit history they need to access new opportunities.
And our model is working. We’ve provided more than 3.2 million affordable small-dollar loans that have saved customers an estimated $1.5 billion in interest and fees compared to alternative lenders, according to a study commissioned by Oportun and conducted by the Financial Health Network, a leading nonprofit authority on consumer financial health. Our personal loans were named best consumer lending product by FinTech Breakthrough, and we’ve been recognized for our role in inventing the future as one of Time magazine’s Genius Companies.
At Oportun, we’re building a community of employees, partners, and customers who support each other on the path to new opportunities, because we believe that when we work together, we can make life better.
