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We believe everyone deserves access to affordable credit

Using our own advanced technology and years of data, we’re able to offer credit at affordable rates to the hardworking people who need it most.

 

About us

Reports

Corporate responsibility and sustainability

In our first annual Corporate Responsibility and Sustainability Report 2020, we outline our priorities around social impact, environmental performance, and governance, and highlight the resources we have already invested in giving back to the communities that enable us to thrive as a mission-driven organization.

True Cost of a Loan—by the Financial Health Network

In the third True Cost of a Loan report, the Financial Health Network (FHN) analyzed the total cost of various credit products across the country, including Oportun’s personal loan. It found that competitor products cost 8 times more on average than an Oportun loan of equal amount.

Archive

2016 True Cost of a Loan Report
2021 True Cost of a Loan Report

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We’ve got the numbers to prove it

6.3 million

loans & credit cards

$17.8 billion

disbursed through loans

1.1 million

people without a FICO score established credit history

$10 billion

set aside in savings with our app

Fast Company World’s Most Innovative Companies for 2020

Bay Area News Group Top Workplaces for 2020

Fintech Breakthrough Awards for Best Consumer Lending Product for 2019

Wall Street Journal Financial Inclusion Finalist for 2018

Time Magazine 50 Genius Companies Reinventing the Future for 2018

Bay Area News Group Top Workplaces for 2019

A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2024 by Bankrate
CDFI: Certified by U.S. Department of the Treasury

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