We believe everyone deserves access to affordable credit

Using our own advanced technology and years of data, we’re able to offer credit at affordable rates to the hardworking people who need it most.

About us
Photo of an Oportun employee revieweing a loan contract with a new customer


Corporate responsibility and sustainability

In our first annual Corporate Responsibility and Sustainability Report 2020, we outline our priorities around social impact, environmental performance, and governance, and highlight the resources we have already invested in giving back to the communities that enable us to thrive as a mission-driven organization.

True Cost of a Loan—by the Financial Health Network

In the second True Cost of a Loan report, the Financial Health Network (FHN) analyzed the total cost of various credit products across the country, including Oportun’s personal loan. It found that competitor products cost 6 times more on average than an Oportun loan of equal amount.


2016 True Cost of a Loan Report

Photo of Oportun customer sitting on a park bench with a friend after getting a loan approved

We’re making a difference

  • $13 billion disbursed
  • $2.2 billion customers served
  • 4.9 millon in savings with the Digit app
  • $2.2 billion saved in interest & fees
  • 60,000 5-star Google reviews
  • 1 million people without a FICO score established credit history

Fast Company World’s Most Innovative Companies for 2020

Bay Area News Group Top Workplaces for 2020

Fintech Breakthrough Awards for Best Consumer Lending Product for 2019

Wall Street Journal Financial Inclusion Finalist for 2018

Time Magazine 50 Genius Companies Reinventing the Future for 2018

Bay Area News Group Top Workplaces for 2019

A+ rating by the Better Business Bureau (BBB)

FinTech Breakthrough logo

Best consumer lending product by Fintech Breakthrough

CDFI logo

CDFI certified by the U.S. Treasury Department

We use cookies to bring you the best experience on our site. We never sell your information to third parties. When you use our site, you agree to our cookies policy. Find out more.