We believe everyone deserves access to affordable credit

Using our own advanced technology and years of data, we’re able to offer credit at affordable rates to the hardworking people who need it most.

About us


Corporate responsibility and sustainability

In our first annual Corporate Responsibility and Sustainability Report 2020, we outline our priorities around social impact, environmental performance, and governance, and highlight the resources we have already invested in giving back to the communities that enable us to thrive as a mission-driven organization.

Total Cost of a Loan—by the Financial Health Network

In the first Total Cost of a Loan Report, the Financial Health Network (FHN) analyzed the total cost of various credit products across the country, including Oportun’s personal loan. It found that on average, an Oportun customer saves $994 on their first loan compared to realistic alternatives that the typical customer has.

We’re making a difference

  • $10.5B+ disbursed
  • 1.9M+ customers served
  • 4.3M+ loans
  • $1.9B+ saved in interest & fees
  • 50K+ 5-star Google reviews
  • 925K+ people without a FICO score established credit history

Fast Company World’s Most Innovative Companies for 2020

Bay Area News Group Top Workplaces for 2020

Fintech Breakthrough Awards for Best Consumer Lending Product for 2019

Wall Street Journal Financial Inclusion Finalist for 2018

Time Magazine 50 Genius Companies Reinventing the Future for 2018

Bay Area News Group Top Workplaces for 2019

A+ rating by the Better Business Bureau (BBB)

Best consumer lending product by Fintech Breakthrough

CDFI certified by the U.S. Treasury Department

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