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We believe everyone deserves access to affordable credit

Using our own advanced technology and years of data, we’re able to offer credit at affordable rates to the hardworking people who need it most.


About us


Corporate responsibility and sustainability

In our first annual Corporate Responsibility and Sustainability Report 2020, we outline our priorities around social impact, environmental performance, and governance, and highlight the resources we have already invested in giving back to the communities that enable us to thrive as a mission-driven organization.

True Cost of a Loan—by the Financial Health Network

In the third True Cost of a Loan report, the Financial Health Network (FHN) analyzed the total cost of various credit products across the country, including Oportun’s personal loan. It found that competitor products cost 8 times more on average than an Oportun loan of equal amount.


2016 True Cost of a Loan Report
2021 True Cost of a Loan Report


We’ve got the numbers to prove it

6.3 million

loans & credit cards

$17.8 billion

disbursed through loans

$2.4 billion

saved in interest and fees10

1.1 million

people without a FICO score established credit history

$8.9 billion

set aside in savings with our app


5-star Google & Trustpilot reviews4

Fast Company World’s Most Innovative Companies for 2020

Bay Area News Group Top Workplaces for 2020

Fintech Breakthrough Awards for Best Consumer Lending Product for 2019

Wall Street Journal Financial Inclusion Finalist for 2018

Time Magazine 50 Genius Companies Reinventing the Future for 2018

Bay Area News Group Top Workplaces for 2019

A+ rating by the Better Business Bureau (BBB)
Best consumer lending product by Fintech Breakthrough
CDFI certified by the U.S. Treasury Department


Lending scams: Four things to look out for We’re proud to reveal the new Oportun Financial resolutions for 2023 Ten tips for saving money this holiday season Nine ways to save money on gas Continuing to help our customers through the pandemic National Financial Awareness Day: Everyone deserves access to affordable credit Visit famous museums, zoos, landmarks, and amusement parks from around the world—all from your home How to financially survive during the coronavirus crisis

View financial education

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