We believe everyone deserves access to affordable credit

Using our own advanced technology and years of data, we’re able to offer credit at affordable rates to the hardworking people who need it most.

About us

Reports

Corporate responsibility and sustainability

In our first annual Corporate Responsibility and Sustainability Report 2020, we outline our priorities around social impact, environmental performance, and governance, and highlight the resources we have already invested in giving back to the communities that enable us to thrive as a mission-driven organization.

True Cost of a Loan—by the Financial Health Network

In the second True Cost of a Loan report, the Financial Health Network (FHN) analyzed the total cost of various credit products across the country, including Oportun’s personal loan. It found that competitor products cost 6 times more on average than an Oportun loan of equal amount.

Archive

2016 True Cost of a Loan Report

We’re making a difference

  • $11 billion disbursed
  • 2 million customers served
  • 4.5 million loans
  • $2 billion saved in interest & fees
  • 50,000 5-star Google reviews
  • 945,000 people without a FICO score established credit history

Fast Company World’s Most Innovative Companies for 2020

Bay Area News Group Top Workplaces for 2020

Fintech Breakthrough Awards for Best Consumer Lending Product for 2019

Wall Street Journal Financial Inclusion Finalist for 2018

Time Magazine 50 Genius Companies Reinventing the Future for 2018

Bay Area News Group Top Workplaces for 2019

A+ rating by the Better Business Bureau (BBB)

Best consumer lending product by Fintech Breakthrough

CDFI certified by the U.S. Treasury Department

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