Easy credit with the Oportun® Visa® Credit Card

Get prequalified in minutes without affecting your credit score

Apply now

Received your card in the mail? Activate your card

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Credit when you need it

Credit lines up to $1,000

Accepted worldwide

No credit history needed to apply

Zero fraud liability

24/7 online account management

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Use your credit card for the things you need


New clothes




Pay bills

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4 of 5 members
would refer friends to Oportun

The Oportun® Cash Back Visa® Credit Card is coming

We’re inviting a few people to apply early, but we can’t wait to bring the Oportun Cash Back Card to our community.

If you haven’t received a mail offer—sign up below for updates on Oportun card products as they become available.

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Currently available by invitation only

From our community

They’ve given us 50,000 5-star reviews on Google

Iris good customer service

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Chepe Terron

from Google

Great customer service. Araceli was very nice and answered all my questions.

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Claudia Oviedo

from Google

(Translated by Google) Good attention (Original) Buena atencion

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Guadalupe Uyoa

from Google

Best place in my opinion

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Diego Oliva

from Google

Very pleasant and professional needs raise

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Jorie Adams

from Google

My service today with oportun was awesome. Genesha took her time to explain things to me.Thank you.

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Patricia Amponsah

from Google

Thank you Maria Q. & the rest of the staff at Oportun, they did an amazing job at assisting me with my personal loan. Thank you Oportun! God bless.

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Brandon Ramirez

from Google

Nice people

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Evil Reaper

from Google

Had gotten great service and great help by Maricela. Was approved very quick. Outstanding service overall.

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juan torres

from Google

Camille was great

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Kim Johnson

from Google

I went to apply for a loan the proceeds was super quick and easy Daisy helped me out and the customer service was excellent

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abraham hernandez

from Google

Excellent service,

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Armando Lopez

from Google

A+ rating by the Better Business Bureau (BBB)

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Best consumer lending product by Fintech Breakthrough

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CDFI certified by the U.S. Treasury Department

Tools & learning


Applying is simple. Confirm your offer hasn’t expired and go to Oportun.com/myoffer. You can also accept your offer by calling 855-613-0070. We’re ready to help from 8 am­–8 pm CT Monday–Friday, and 9 am–7 pm CT on weekends and holidays.

Pay the way you want: online, over the phone, by mail, or in person.

Making payments online is simple. Just log in to your online credit card account and use your checking or savings account to make a one-time or recurring payment. Debit cards are also accepted. Automatic payments are the easiest way to make your payments on time—and you’ll never forget your due date.

If you want to pay by phone, call 833-OPORTUN (833-676-7886). You can make a payment in person at any MoneyGram location  nationwide, including inside CVS and Walmart. Or mail a check or money order to the following address:

PO Box 561240
The Colony, TX 75056

More questions

Apply for a credit card

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