Easy credit with the Oportun® Visa® Credit Card

Get prequalified in minutes without affecting your credit score

Received your card in the mail? Activate your card

Image of silver Oportun Visa credit card
Image of silver Oportun Visa credit card

Credit when you need it

Credit lines up to $1,000

Accepted worldwide

No credit history needed to apply

Zero fraud liability

24/7 online account management

Illustration of relaxed man enjoying a hot coffee, in a financially stress-free place
Illustration of relaxed man enjoying a hot coffee, in a financially stress-free place

Use your credit card for the things you need


New clothes




Pay bills

Image of smiling woman holding an Oportun Visa credit card

4 of 5 members
would refer friends to Oportun

The Oportun® Cash Back Visa® Credit Card is coming

We’re inviting a few people to apply early, but we can’t wait to bring the Oportun Cash Back Card to our community.

If you haven’t received a mail offer—sign up below for updates on Oportun card products as they become available.

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Currently available by invitation only

From our community

They’ve given us 60,000 5-star reviews on Google and Trustpilot

Overall really nice service recommend

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Alejandra Ortiz

from Google

(Translated by Google) Excellent attention (Original) Excelente atención

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jeffry guillen santander

from Google

Great Customer Service Fast and Friendlyp

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from Google

Jonathan is a great worker

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Carmen Rondon

from Google

(Translated by Google) good service (Original) Bom serviso

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jair bueno

from Google

Store clean, with just one person assisting Christine, the services was not slow and really personalized. For sure will recommend this store.

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Elizmar Ruberté

from Google

great customer service. fast & reliable loans.

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Sandra Mata

from Google

(Translated by Google) Good attention (Original) Buena atencion

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Emiliano Martinez

from Google

Supper friendly and explain everything right I’ll recommend Martie

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Maritza Martinez

from Google

Lorena was amazing! She helped me apply for my loan, guided me through the process and made everything hassle free. Awesome customer service!

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Yesenia Solano

from Google

Perfect customer service. Jessica and Areli were amazing !!!

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Wendy Maturino

from Google

(Translated by Google) excellent (Original) Exelente

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Yasmin Gomez

from Google

A+ rating by the Better Business Bureau (BBB)

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Best consumer lending product by Fintech Breakthrough

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CDFI certified by the U.S. Treasury Department

Tools & learning


If you received an Oportun® Visa® Credit Card offer in the mail, you can accept it online here or by calling us at 855-613-0070. We’re available to take your call during the following business hours:

  • Monday through Friday, 8 am to 8 pm CT
  • Saturday through Sunday, 9 am to 7 pm CT
  • Holidays, 9 am to 7 pm CT (holiday hours may vary)

The application process is simple and quick. Once your account is set up and you’ve received your credit card, you can start using your new credit card to make purchases.

Your Oportun credit card can help you establish a positive credit history. We report all of your credit activity to the nationwide credit bureaus.

Not sure if your offer is still valid? You can check to see if your offer is still active at Oportun.com/myoffer.

There are many convenient payment options for your Oportun® Visa® Credit Card. Here are the four main ways you can pay your credit card:

  1. Online

To make your credit card payment online, start by logging in to your account. You can fill in your payment information through our online portal.

During the payment process, you can either choose to make a one-time payment or set up automatic payments using your checking or savings account.

By enrolling in automatic payments, you won’t need to worry about missing a payment’s due date as long as there are sufficient funds in your bank account. Your credit card payments will automatically be made on time.

  1. Over the phone

To make your credit card payments over the phone, simply call 833-OPORTUN (833-676-7886) and press 1. We can guide you through the payment process step by step during the call.

You’ll need to provide your payment information on the call. You can pay with a checking account, savings account, or debit card. If you pay with a checking account or savings account, be sure to have your account number and routing number handy.

  1. By mail

If you prefer to pay your credit card payment by mail, simply send a check or money order to:

PO Box 561240
The Colony, TX 75056

Make sure to include your account number on the check or money order so that our team can apply your payment to the correct account.

  1. In person

You can pay your credit card in person at a CVS or Walmart location with a MoneyGram payment station located inside. You’ll need to use receiver code 18801 to complete your payment.

More questions

Apply for a credit card

Apply now

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