Easy credit with the Oportun® Visa® Credit Card

Get prequalified in minutes without affecting your credit score

Apply now

Received your card in the mail? Activate your card

Credit when you need it

Credit lines up to $1,000

Accepted worldwide

No credit history needed to apply

Zero fraud liability

24/7 online account management

Use your credit card for the things you need


New clothes




Pay bills

Join the
1.9 million people who trust Oportun

From our community

They’ve given us 50,000 5-star reviews on Google

A+ rating by the Better Business Bureau (BBB)

Best consumer lending product by Fintech Breakthrough

CDFI certified by the U.S. Treasury Department

Tools & learning


Applying is simple. Confirm your offer hasn’t expired and go to Oportun.com/myoffer. You can also accept your offer by calling 855-613-0070. We’re ready to help from 8 am­–8 pm CT Monday–Friday, and 9 am–7 pm CT on weekends and holidays.

Pay the way you want: online, over the phone, by mail, or in person.

Making payments online is simple. Just log in to your online credit card account and use your checking or savings account to make a one-time or recurring payment. Debit cards are also accepted. Automatic payments are the easiest way to make your payments on time—and you’ll never forget your due date.

If you want to pay by phone, call 833-OPORTUN (833-676-7886). You can make a payment in person at any MoneyGram location  nationwide, including inside CVS and Walmart. Or mail a check or money order to the following address:

PO Box 561240
The Colony, TX 75056

More questions

Apply for a credit card

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