Make a payment

Making payments on time and in full is the best way to build credit.

Prefer to text?

If you’re a customer, text our bot using the phone number associated with your account. It can answer simple questions like what your loan balance is, your next due date, and payment amount. It even accepts payments.

Text (650) 425-3419

Standard rates apply.

How we make payments affordable

Personal loans

Personal loans are installment loans, meaning they’re repaid in equal payments over a set period of time. Personal loans through Oportun have low, fixed payments designed to fit your budget. And you can choose the available repayment schedule that best works for you.

Plus, we never charge prepayment penalties. So if you pay off your loan early, you can save money in interest. Explore how much a loan could cost.

Credit cards

The minimum payment for the Oportun Card is due 25 days after each billing cycle closes.

When you pay off your balance in full each month, you can avoid paying more in interest on new purchases. Plus, it’s an excellent way to build credit.

More payment options

Online

Log in to your servicing account through Oportun.

Don’t have an account? Pay with your debit card, Apple Pay, or Google Pay.

 

By phone 

Call 866-488-6090.

Text 650-425-3419 from the phone number we have on file to make a payment (standard rates apply). If you text us from a different phone, our automated system won’t recognize your account.

 

In person

Pay cash at an Oportun location.

Pay cash at grocery stores and pharmacies that accept these payments:

  • CheckFreePay at Walmart, Kmart, and more. Bring your Oportun loan number from your loan documents.
  • MoneyGram at CVSWalmart, and more. Bring your Oportun loan number from your loan documents. Use receive code 7991 for personal loans.
  • PayNearMe at 7-Eleven and Family Dollar. Bring the barcode from your loan documents. Fee FREE.

 

By mail

Write your loan number on a check or money order (do not send cash) and send to: Oportun
PO Box 2063
Menlo Park, CA 94026

Online and phone payments must be made by 4 pm CT to credit your account the same day.

 

Online

Log in to make a one-time payment or set up auto pay.

 

By phone

Call 833-676-7886.

 

In person

Pay cash at any MoneyGram location, including inside CVS and Walmart. Bring your Oportun account number. Use receive code 18801.

 

By mail
Write your loan number on a check or money order (do not send cash) and send to:

Oportun
PO Box 561240
The Colony, TX 75056

Allow at least 7–10 business days for delivery.

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