Get the all-in-one app that intelligently invests, saves, and budgets for you. Or manage your loan like never before.
Get the all-in-one app that intelligently invests, saves, and budgets for you. Or manage your loan like never before.
Select an account to log in
Doing this on time and in full are the best ways to build your credit. You’ve got this.
If you’re a member, text our bot using the phone number associated with your account. It can answer simple questions like what your loan balance is, your next due date, and payment amount. It even accepts payments.
Personal loans are installment loans, meaning they’re repaid in equal payments over a set period of time. Personal loans through Oportun have low, fixed payments designed to fit your budget. And you can choose the available repayment schedule that best works for you.
Plus, we never charge prepayment penalties. So if you pay off your loan early, you can save money in interest. Explore how much a loan could cost.
The minimum payment for the Oportun Card is due 25 days after each billing cycle closes.
When you pay off your balance in full each month, you can avoid paying more in interest on new purchases. Plus, it’s a great way to build credit.
Online
Log in to your servicing account through Oportun.
Don’t have an account? Pay with your debit card, Apple Pay, or Google Pay.
By phone
Call 866-488-6090.
Text (855) 642-2140 from the phone number we have on file to make a payment (standard rates apply). If you text us from a different phone, our automated system won’t recognize your account.
In person
Pay cash at an Oportun location.
Pay cash at grocery stores and pharmacies that accept these payments:
By mail
Write your loan number on a check or money order (do not send cash) and send to:
Oportun
PO Box 2063
Menlo Park, CA 94026
Allow at least 7–10 business days for delivery.
Online and phone payments must be made by 4:59 pm CT to credit your account the same day.
Online
Log in to make a one-time payment or set up auto pay.
By phone
Call 833-676-7886.
In person
Pay cash at any MoneyGram location, including inside CVS and Walmart. Bring your Oportun account number. Use receive code 18801.
By mail
Write your loan number on a check or money order (do not send cash) and send to:
Oportun
PO Box 561240
The Colony, TX 75056
Allow at least 7–10 business days for delivery.
