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Make a payment

Doing this on time and in full are the best ways to build your credit. You’ve got this.

 

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Photo of a man looking at his phone and a closeup of the Oportun app interface where the man can make a payment.

Pay in our app

The Oportun app is the easiest way to manage your personal loan or credit card account. Use it to make payments, set up auto pay, track your balance, and more. 

You can also text us

If you’re a member, text our bot using the phone number associated with your account. It can answer simple questions like what your loan balance is, your next due date, and payment amount. It even accepts payments.

Text (855) 642-2140

How we make payments affordable

Personal loans

Personal loans

Personal loans are installment loans, meaning they’re repaid in equal payments over a set period of time. Personal loans through Oportun have low, fixed payments designed to fit your budget. And you can choose the available repayment schedule that best works for you.

Plus, we never charge prepayment penalties. So if you pay off your loan early, you can save money in interest. Explore how much a loan could cost.

Credit cards

Credit cards

The minimum payment for the Oportun Card is due 25 days after each billing cycle closes.

When you pay off your balance in full each month, you can avoid paying more in interest on new purchases. Plus, it’s a great way to build credit.

More payment options

Personal loans

Online

Log in to your servicing account through Oportun.

Don’t have an account? Pay with your debit card, Apple Pay, or Google Pay.

 

By phone 

Call 866-488-6090.

Text (855) 642-2140 from the phone number we have on file to make a payment (standard rates apply). If you text us from a different phone, our automated system won’t recognize your account.

 

In person

Pay cash at an Oportun location.

Pay cash at grocery stores and pharmacies that accept these payments:

  • CheckFreePay at Walmart, Kmart, and more. Bring your Oportun loan number from your loan documents.
  • MoneyGram at CVSWalmart, and more. Bring your Oportun loan number from your loan documents. Use receive code 7991 for personal loans.
  • PayNearMe at 7-Eleven and Family Dollar. Bring the barcode from your loan documents. Fee of $1.75 for cash / $.99 debit may apply.

 

By mail

Write your loan number on a check or money order (do not send cash) and send to:

Oportun
PO Box 2063
Menlo Park, CA 94026

Allow at least 7–10 business days for delivery.

Credit cards

Online and phone payments must be made by 4:59 pm CT to credit your account the same day.

 

Online

Log in to make a one-time payment or set up auto pay.

 

By phone

Call 833-676-7886.

 

In person

Pay cash at any MoneyGram location, including inside CVS and Walmart. Bring your Oportun account number. Use receive code 18801.

 

By mail
Write your loan number on a check or money order (do not send cash) and send to:

Oportun
PO Box 561240
The Colony, TX 75056

Allow at least 7–10 business days for delivery.

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