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State licenses and disclosures

Personal loan applicants may apply online, by phone, or in person if Oportun has stores in their state of residence.

Consumers who reside in CA, ID, MO, NM, NV, and WI  are applying for a loan from Oportun, Inc. or Oportun, LLC.

Consumers who reside in AL, AK, AR, AZ, DE, FL, GA, HI, IL, IN, KS, KY, LA, MI, MN, MS, MT, NC, ND, NE, NH, NJ, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA and WY are applying for a loan through Oportun’s partner, Pathward, National Association.

The Oportun® Visa® Credit Card, issued by WebBank, Member FDIC, is open to all consumers, except for residents in CO, DC, IA, MD, WI, and WV.


Oportun, Inc. has the following licenses:

California: Licensed by the California Department of Financial Protection and Innovation | Finance Lender License | License 603C524

Hawaii: Licensed by the Hawaii Department of Commerce and Consumer Affairs| Exempt Out-of-State Collection Agency | COLAX-1185

Idaho: Licensed by the Idaho Consumer Finance Bureau | Regulated Lender License | License RRL-9687

Kansas: Licensed by the Kansas Office of the State Bank Commissioner | Supervised Loan License | License SL.0026761

Minnesota: Licensed by the Minnesota Commerce Department | Regulated Loan Company License | MN-RL-1671904

Missouri: Licensed by the Missouri Division of Finance | Consumer Installment Lender License | License 510-21-8062 | Missouri Maximum Rates & Fees

Nebraska: Licensed by the Nebraska Secretary of State | Collection Agency License |  No. 1717

Nevada: Oportun, LLC is licensed by the Nevada Department of Business and Industry, Division of Financial Institutions | Installment Loan License | License IL11061

New Hampshire: Licensed by the New Hampshire Banking Department | Small Loan Lender License | License 23180-SM

New Jersey: Licensed by the New Jersey Department of Banking and Insurance | Consumer Lender License | License L070367

New Mexico: Licensed by the New Mexico Regulation and Licensing Department | Small Loan Company License | License 2079 | New Mexico Consumer Brochure | New Mexico Rates and Fees

North Dakota: Licensed by the North Dakota Department of Financial Institutions | Money Broker License MB103541 | Collection Agency License CA103728

Ohio: Licensed by the Ohio Department of Commerce | Small Loan License | SL.400297.000

Oklahoma: Licensed by the Oklahoma Department of Consumer Credit | Supervised Lender License | License SL008603

Oregon: Licensed by the Oregon Division of Financial Regulation | Consumer Finance License

Rhode Island: Registered by the Rhode Island Department of Business Regulation | Debt Collector Registration | Registration 20214204DC

South Carolina: Licensed by the South Carolina State Board of Financial Institutions | Supervised Lender Licenses | Company License SL – 1671904Website License SLW1 – 1671904 | Consumer Loans: Your Rights and Responsibilities

South Dakota: Licensed by the South Dakota Division of Banking | Money Lender License | License MYL.3407

Texas: Licensed by the Texas Office of Consumer Credit Commissioner | Regulated Lender License | License 14667-58786

Vermont: Licensed by the Vermont Department of Financial Regulation | Loan Solicitation License | License LSO-1671904

Washington: Licensed by the Collection Agency Board, Department of Licensing | Out of State Collection Agency endorsement | UBI 603-439-010

Wisconsin: Licensed by the Wisconsin Department of Financial Institutions | Loan Company License | License 3068-LC

Wyoming: Licensed by the Wyoming Division of Banking | Consumer Lender License | License CL-4023 || Licensed by the Wyoming Department of Audit | Collection Agency License 1781

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