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Affordable personal loans

Apply for a personal loan1 from $300 to $6,000 with fixed, affordable payments and no pre-payment penalties
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Get prequalified in minutes without affecting your credit score. See terms


9 of 10 members

would refer friends to Oportun3
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80,000 5-star reviews

on Google and Trustpilot4

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“This is a great place to start building credit.”

Cynthia G., from Google


Why Oportun

Pay less and get more compared to non-bank lenders10.

Fast funding
With direct deposit

9 of 10 members would refer their friends and family to Oportun3.

80,000 5-star reviews on Google and Trustpilot

Read more

Great staff! Easy & quick process. Thanks Oportun!
Leticia Yniguez
from Google
Very nice employees and very helpful!!
Sabrina Campos
from Google
Quick to help, curious and caring.
from Google
A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2023 by Bankrate
CDFI: Certified by U.S. Department of the Treasury

That sums it up

Still have questions? Here are a few we’ve answered before.

What is a personal loan?

A personal loan provides you with a lump sum of money that is paid back over a set period of time. The money can be used for a number of personal expenses.

What factors does Oportun consider when granting a loan?

We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.

Our members
have saved
$2.4 billion
in interest and fees

Apply now

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