We’re here to help you build new opportunities. Whether you’re borrowing money for the first time or working to improve your credit, the Oportun community offers products and support that work for you.


We care about helping you take control of your future. We make a difference by giving you:

  • An affordable approach to borrowing
  • An opportunity to establish credit history
  • Fast, budget-friendly help when you need it

Our products

Personal loans

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  • Loans from $300 to $8,000
  • Fixed and affordable payments
  • Receive funds fast

Auto loans

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  • Loans from $5,000 to $35,000
  • Buy from a dealership or private seller
  • Refinance your current auto loan
  • Personalize your loan terms

Credit cards

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  • Affordable credit
  • No security deposit required
  • Make payments online, with cash, by phone, or mail
  • Zero fraud liability

Our community programs

Through our partners, you can access financial resources and find resources that can save you money.

Local partners

Our partner SpringFour can help you discover nonprofit and government services near you. Save money, access healthcare, find a job, or look for vouchers to help you cover pressing costs.

Financial coaching

If you want to learn about your credit score or could use guidance on how to save for a long-term goal, we’ll put you in touch with UnidosUS for free financial coaching.


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