Prefer to text?
If you’re a customer, text our bot using the phone number associated with your account. It can answer simple questions like what your loan balance is, your next due date, and payment amount. It even accepts payments.
Text (650) 425-3419
Standard rates apply.
How we make payments affordable
Personal loans are installment loans, meaning they’re repaid in equal payments over a set period of time. Personal loans through Oportun have low, fixed payments designed to fit your budget. And you can choose the available repayment schedule that best works for you.
Plus, we never charge prepayment penalties. So if you pay off your loan early, you can save money in interest. Explore how much a loan could cost.
The minimum payment for the Oportun Card is due 25 days after each billing cycle closes.
When you pay off your balance in full each month, you can avoid paying more in interest on new purchases. Plus, it’s an excellent way to build credit.
More payment options
Log in to your servicing account through Oportun.
Don’t have an account? Pay with your debit card, Apple Pay, or Google Pay.
Text 650-425-3419 from the phone number we have on file to make a payment (standard rates apply). If you text us from a different phone, our automated system won’t recognize your account.
Pay cash at an Oportun location.
Pay cash at grocery stores and pharmacies that accept these payments:
- CheckFreePay at Walmart, Kmart, and more. Bring your Oportun loan number from your loan documents.
- MoneyGram at CVS, Walmart, and more. Bring your Oportun loan number from your loan documents. Use receive code 7991 for personal loans.
- PayNearMe at 7-Eleven and Family Dollar. Bring the barcode from your loan documents. Fee FREE.
Write your loan number on a check or money order (do not send cash) and send to: Oportun
PO Box 2063
Menlo Park, CA 94026
Online and phone payments must be made by 4 pm CT to credit your account the same day.
Log in to make a one-time payment or set up auto pay.
Pay cash at any MoneyGram location, including inside CVS and Walmart. Bring your Oportun account number. Use receive code 18801.
Write your loan number on a check or money order (do not send cash) and send to:
PO Box 561240
The Colony, TX 75056
Allow at least 7–10 business days for delivery.
making a payment?
Call us! We can help. If you’re impacted by a hardship, we offer a number of payment options, including reduced payments and deferrals, depending on your situation. Plus, because we know how important your credit score is, we won’t report any skipped payments as late if you make arrangements with us in advance.* Please call, text, or email so we can help.