Affordable secured personal loans

Personal and secured personal loans from $300–$20,000. Typical loan sizes from $500–$10,000.

https://oportun.com/wp-content/uploads/2020/12/Object.pngGetting prequalified won’t impact your credit score

Why Oportun


Affordable payments

Affordable alternative to payday and traditional title loans


Fast funds

Funds delivered fast—often the same day


Build credit

We report to select national credit bureaus

WHAT IS A SECURED PERSONAL LOAN

A secured personal loan is an installment loan that is secured by collateral. At Oportun, you can use your car title as collateral for a secured personal loan. Your car stays with you, and you can continue driving as usual while you make your loan payments.

When you secure your loan, you could get:

  • Loans from $2,525–$20,000 (typical loans range from $3,200–$10,000)
  • 21+ months to pay your loan
  • APRs capped at 35.99%

What you need to apply


Valid ID

Proof of income and address

Up to 4 references

Plus for a secured loan: car registration, car title, and 3 car photos

SEE WHAT OUR CUSTOMERS ARE SAYING


“Great staff! Easy & quick process. Thanks oportun!”
– Leticia Yniguez

“Very nice employees and very helpful!!”
– Sabrina Campos

“Quick to help, curious and caring.”
– mobilewarner351
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Want to speak to a live team member?

Call us at 888-907-7061