How would you like to pay?

Use your debit card, Apple Pay, Google Pay or transfer through your bank

Make a payment

Or give us a call 888-907-0128

Illustration of a woman giving okay hand signal, happy to manage her finances from her phone

Even more payment options

By phone 

Call 888-907-0128.

Text 650-425-3419 from the phone number we have on file to make a payment (standard rates apply). If you text us from a different phone, our automated system won’t recognize your account.


Log in to make a payment.

Pay through PayNearMe with your debit card, Apple Pay, or Google Pay. You’ll need your client ID and loan ID, both found in your loan documents.

Illustration of woman looking at her crumbly walls, who takes out a loan to buy the supplies for home repairs.

In person

Pay cash at an Oportun location.

Pay cash at grocery stores and pharmacies that accept these payments:

  • CheckFreePay at Walmart, Kmart, and more. Bring your Oportun loan number from your loan documents.
  • MoneyGram at CVSWalmart, and more. Bring your Oportun loan number from your loan documents. Use receive code 7991 for personal loans.
  • PayNearMe at 7-Eleven and Family Dollar. Bring the barcode from your loan documents. Fee FREE.


By mail

Write your loan number on a check or money order (do not send cash) and send to:
PO Box 2063
Menlo Park, CA 94026

Illustration of woman talking to an Oportun team member about getting a loan.

Worried about making a payment?

Call us! We can help. If you’re impacted by a hardship, you may qualify for one of the following solutions:

  • Reduced payments program
  • Postponed payment program
  • Hardship program

Simply call us at 888-806-9170 or text “help” to 650-288-0003 between 8 am and 9 pm Monday through Friday, or between 8 am and 8 pm Saturday and Sunday.

Plus, because we know how important your credit score is, we won’t report any skipped payments as late if you make arrangements with us in advance.*

*Any existing past due status will continue to be reported. Finance charges will continue to accrue during enrollment in our hardship program

Still have questions?


Ask your questions online



Speak with a team member

(866) 488-6090


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