Apply for a personal loan from $300 to $ with fixed, affordable payments and no
pre-payment penalties

Get prequalified in minutes without affecting your credit score. See terms

Illustration of a phone screen notifying that your loan has been funded and a woman with her hands in the air holding a prize
Illustration of a phone screen notifying that your loan has been funded and a woman with her hands in the air holding a prize

A+ rating by the Better Business Bureau (BBB)

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Best consumer lending product by Fintech Breakthrough

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CDFI certified by the U.S. Treasury Department

Why Oportun

Affordable

Pay less and get more compared to non-bank lenders

Fast funding

With direct deposit

Trusted

9 of 10 members would refer their friends and family to Oportun

Illustration of man holding a drill, purchased along with other materials using a personal loan, in front of his home
Illustration of man holding a drill, purchased along with other materials using a personal loan, in front of his home