Log In Log In Log In Apply now Apply now for a personal loan

Affordable personal loans

Get prequalified in minutes without affecting your credit score
 

Apply now

 

See terms

Image

What could your loan payments look like?

Get started by sharing some information
Get prequalified in minutes without affecting your credit score
Here’s what you might expect
Apply once and get two great options
Get started by sharing some information
Apply now

We’ve made some friends along the way

9 of 10 members

would refer friends to Oportun
See more

60,000 5-star reviews

on Google and Truspilot

Read more

“This is a great place to start building credit.”

Cynthia G., from Google

Image

Personal loans you can count on

From $300 to $8,000

For bills, repairs, deposits, and more

Affordable APRs

No higher than 35.99%

Secure application

Protected by 128-bit SSL encryption

Image

Let’s say you need a larger loan

You can use your car title to get a secured personal loan

You’ve got options

If you live in Arizona, California, Florida, or New Jersey, you can choose between a personal loan and a secured personal loan

Get more money

$2,525 to $18,500 when you use your car title to secure your loan

Keep moving forward

With the same fast, affordable loans that help build your credit

Pay for what you need, when you need to

Home improvements
Car repairs
Rental deposits
Medical bills
Vacations
Unexpected expenses

Don’t just take our word for it

60,000 5-star reviews on Google and Trustpilot

Read more

Great staff! Easy & quick process. Thanks Oportun!
Leticia Yniguez
from Google
Very nice employees and very helpful!!
Sabrina Campos
from Google
Quick to help, curious and caring.
mobilewarner351
from Google
A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2023 by Bankrate
CDFI: Certified by U.S. Department of the Treasury

Our members have saved
$2.4 billion
in interest and fees10

Apply now

Still have questions?

Chat

Ask your questions online

Launch chat

Call

Speak with a team member

(866) 488-6090

Visit

Find your closest store

Locations

Apply for a personal loan

Apply now

We use cookies to bring you the best experience on our site. We never sell your information to third parties. When you use our site, you agree to our cookies policy. Find out more.