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Personal loans

Affordable personal and secured personal loans—no credit score needed to apply.

888-564-0084 Apply online

These products, services, and programs are also available near you:

Credit cards

The Oportun Card is coming. Have an offer or want to know more?

Learn more

Local partners

Our partner, SpringFour, can help you discover nonprofit and government services near you.

Learn more

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How fast is the application process for a personal loan?

We know your time is valuable and we’re committed to providing you with fast service. Prequalification takes only minutes and will not impact your FICO® credit score. The full application process typically takes under 10 minutes if you supply the correct documentation. Most approved applicants receive their funds the same day they apply.

Applications, Personal loans

How do I apply for a credit card?

We’ll soon be opening the credit card application to everyone. Right now, you can only apply if you’ve received a prequalified offer letter. Prequalification is non-transferable, so only the person who received the invitation can apply.

Sign up for emails, and we’ll let you know when everyone can apply..

Credit cards
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