Bills don’t wait. They’re due when they’re due whether you’re ready or not: rent, utilities, subscriptions, child care, car payments, insurance. Some are monthly while others pop up a few times a year. But they all ask for a large payment, all at once. The Oportun app is designed to help you plan ahead.
We’re introducing Smart Bills goals into our savings app to help you take a different approach. Instead of figuring it out at the last minute, you can start setting money aside in advance—little by little—so you’re ready by your due date. Smart Bills goals are available to all members of Set & Save, Oportun’s savings account.
Here’s what we’re going to cover:
- How Smart Bills works in the Oportun savings app
- Built for real-life expenses, the Oportun savings app works with you
- The savings app designed to fit seamlessly into your financial life
- $10 million+ already saved with Smart Bills in our smart savings app
How Smart Bills works in the Oportun savings app
With Smart Bills, you can break larger expenses into a smaller savings plan. Here’s how to get started:
- Choose what you want to save for and when it’s due. We’ll set aside small amounts along the way to help you get there.
- As your due date gets closer, we send the money you’ve saved to your connected bank account 5 business days before it’s due so it’s ready when you need it to pay your bills.
- Your Smart Bill will then automatically repeat and start saving for your next due date.
Having money set aside ahead of time can make your monthly expenses feel a lot more manageable. Get started in the Oportun savings app and sign up for Set & Save if you don’t already use it to save money.
Built for real-life expenses, the Oportun savings app works with you
Not everything comes around once a month and Smart Bills goals are built to handle that.
Create goals that repeat:
- Every 2 weeks for things like babysitting or childcare
- Every month for rent, your internet bill, or subscriptions
- Every 3 or 6 months for expenses like car insurance
- Once a year for larger costs like taxes (or birthdays and anniversaries!)
Adjust or pause your goals anytime and withdraw funds whenever you need them. And we’ll keep you updated along the way so you can see your progress.
The savings app designed to fit seamlessly into your financial life
In the Oportun savings app, Set & Save helps you save automatically, and Smart Bills goals helps you plan for bills ahead of time. Set & Save works in the background, helping you plan ahead without disrupting your day-to-day. We focus on smaller contributions over time, instead of large, sudden transfers. That way your savings can build steadily without putting pressure on your bank account.
$10 million+ already saved with Smart Bills in our smart savings app
Smart Bills goals are already helping members plan ahead in a meaningful way. More than 45,000 goals have already been created, with over $10 million saved toward upcoming expenses.
Some of the most common goals include:
- Car-related expenses
- Housing and rent
- Utilities and everyday bills
- Cell phone payment
Our members are using Smart Bills in ways that reflect their day-to-day lives. Some members might set aside some money to help cover debt payments, while others are planning ahead for anniversary gifts.
What our members are saying about Smart Bills
Saving for recurring expenses doesn’t have to be stressful. Here’s how our members are making Smart Bills work for them.
Honestly, the process is perfect! The timing of getting the money back deposited in my account works perfectly.
I have been a user since the beginning. I have told every single person that will listen to me about how awesome this app is. I have saved for trips, bills, emergencies, gifts and everything in between. The app has only gotten better over time and I will continue to use it for an endless amount of savings.
This app has saved me so many times specially with times like this and having a family and paying the bills everything is so expensive, I cannot save in my account but with this app it automatically comes out and that’s why I’m saving to back me up my bills and food.
Create your own Smart Bill goal
Smart Bills help you spread things out, stay organized, and feel more prepared along the way. Create a Smart Bills goal in the Oportun app and feel ready for what’s coming next.
Oportun: Affordable lending options designed with you in mind
The choices you make in early adulthood can create the foundation for financial stability throughout your life. Oportun is here to help you get started on the right path. Visit our homepage to learn about:
- Personal loans
- Secured personal loans
- Savings products
- And more!
