The app you can bank on
Budget effortlessly with the bank account designed to help make sure your bills are covered.
Personal loan members get one free year of effortless saving, budgeting, and investing. Just exploring? Download our app for a free 6 month trial.
Oportun is not a bank. Oportun offers the deposit account (Direct℠) via its bank partner Pathward, N.A. Member FDIC. $5/month after trial. Cancel anytime.
Spend with confidence
By keeping the money you need in one dedicated bills account and money you can use for everything else in another spending account
Stay on top of your bills
With an app that plans for your upcoming expenses bit by bit
A savvier way to bank
That helps you see what’s safe to spend while budgeting for your bills alongside your savings goals
Oportun is not a bank. Oportun offers the deposit account (Direct℠) via its bank partner Pathward, N.A. Member FDIC.
Expect more from your bank12 account
Smart spending
We’ll study your spending habits and learn how much to leave in spending
Daily updates
Get helpful balance updates and notifications whenever you use your debit card11
FDIC-insured9
The cash in spending, bills, and savings is protected up to $250,000
Transfer in a snap
Move funds between spending, bills and savings, which usually happens in seconds
Balance controls
Our app can auto-transfer from bills or savings to keep the amount in spending at a certain level
Out of sight, out of mind
We automatically move money you need for bills to a separate, dedicated account. Enter the account’s details wherever you pay your bills to use the money we’ve budgeted for you.
How it works
First, you’ll link your bank and add your reoccurring bills like rent or your car payment
Then you can set up direct deposit, enable automatic transfers, or manually move money over
Little by little, we’ll automatically set aside the right amounts for your bills before their due dates, so that you can spend without thinking twice
See how effortless banking and budgeting can be