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The app you can bank on

Budget effortlessly with the bank account designed to help make sure your bills are covered.

Personal loan members get one free year of effortless saving, budgeting, and investing. Just exploring? Download our app for a free 30 day trial.


Oportun is not a bank. Oportun offers the deposit account (Direct℠) via its bank partner Pathward, N.A. Member FDIC. $5/month after trial. Cancel anytime.

The bank account with a brain

Spend with confidence

By keeping the money you need in one dedicated bills account and money you can use for everything else in another spending account

Stay on top of your bills

With an app that plans for your upcoming expenses bit by bit

A savvier way to bank

That helps you see what’s safe to spend while budgeting for your bills alongside your savings goals


Oportun is not a bank. Oportun offers the deposit account (Direct℠) via its bank partner Pathward, N.A. Member FDIC.

Expect more from your bank12 account

Smart spending

We’ll study your spending habits and learn how much to leave in spending

Daily updates

Get helpful balance updates and notifications whenever you use your debit card11


The cash in spending, bills, and savings is protected up to $250,000

Transfer in a snap

Move funds between spending, bills and savings, which usually happens in seconds

Balance controls

Our app can auto-transfer from bills or savings to keep the amount in spending at a certain level

Out of sight, out of mind

We automatically move money you need for bills to a separate, dedicated account. Enter the account’s details wherever you pay your bills to use the money we’ve budgeted for you.

How it works

First, you’ll link your bank and add your reoccurring bills like rent or your car payment

Then you can set up direct deposit, enable automatic transfers, or manually move money over

Little by little, we’ll automatically set aside the right amounts for your bills before their due dates, so that you can spend without thinking twice

See how effortless banking and budgeting can be


Get our app


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