Pathward General Product Information

Personal loans information

Lender information: Personal loans in NM and WI are originated by Oportun Inc. NV loans originated by Oportun, LLC. Personal loans in AL, AK, AR, AZ, CA, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, and WY are originated by Pathward^®, N.A. THIS IS A LOAN SOLICITATION ONLY. OPORTUN IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH PATHWARD IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT OR OTHER STATE LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

Product Terms: Lending products are subject to credit approval. Terms may vary by applicant and state and are subject to change. While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants. Account payment history is reported to select nationwide credit bureaus. Prequalification will not impact your credit score with the nationwide credit reporting agencies until you submit for final approval. Typical personal loan amounts are $500 to $4,500 for new customers, $2,500 to $9,500 for returning customers, and secured personal loan amounts are $3,700 to $14,200, based on information from previously approved loans which may not represent current terms.

Pricing information: Amounts financed for unsecured personal loans vary by state: amounts above $6,000 are not available for first-time borrowers; amounts below $3,100 are not available in GA; and amounts below $1,600 are not available in HI. A secured personal loan with an amount financed from $2,525 to $18,500 is only offered through the personal loan application to qualifying customers in select states from Pathward®, N.A. subject to certain terms and conditions. For example, for an unsecured personal loan with a principal amount of $3,333, a term of 40 months, a 10% administrative fee of $333, an APR of 35.95%, the borrower will receive $3,000 and make 52 payments of $81, due every 2 weeks. For example, for a secured personal loan with a principal amount of $7,778 for a term of 39 months, a 10% administrative fee of $778, and an APR of 34.95%, the borrower will receive $7,000 and make 84 payments of $140 , due every every 2 weeks.