Log In Log In Log In Apply now Apply now for a personal loan

Thanks for your interest in Oportun

Apply for a personal loan from
$300 to $18,000­

  • Fixed, affordable payments
  • No prepayment penalties
  • Option to secure your loan with a car title
Apply now

Get prequalified in minutes without affecting your credit score. See terms

Illustration of a phone screen notifying that your loan has been funded and a woman with her hands in the air holding a prize
Illustration of a phone screen notifying that your loan has been funded and a woman with her hands in the air holding a prize

A+ rating by the Better Business Bureau (BBB)

FinTech Breakthrough logo

#1 savings app of 2023 by Bankrate

CDFI logo

CDFI certified by the U.S. Treasury Department

Why Oportun

Icon of a piggybank to represent savings

Affordable

Pay less and get more compared to non-bank lenders

Fast funding

With direct deposit

Trusted

9 of 10 members would refer their friends and family to Oportun

Apply now
Illustration of man holding a drill, purchased along with other materials using a personal loan, in front of his home
Illustration of man holding a drill, purchased along with other materials using a personal loan, in front of his home

Own your car? Apply once and get two loan options

Choose a personal loan or a
secured personal loan

  • Get $2,525 to $18,000 if you secure your loan with your car title
  • Get $300 to $6,000 if you don’t secure your loan
  • Both options offer the same great benefits
Apply now
Illustration of a man holding his car title while standing next to his vehicle
Illustration of a man holding his car title while standing next to his vehicle

We have 80,000 5-star reviews on Google and Trustpilot

Great staff! Easy & quick process. Thanks oportun!

Leticia Yniguez

from Google

Very nice employees and very helpful!!

Sabrina Campos

from Google

Quick to help, curious and caring.

mobilewarner351

from Google

Questions

A personal loan provides you with a lump sum of money that is paid back over a set period of time. The  money can be used for a number of personal expenses.

We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.

¿Quieres que hablemos?

Chatea

Haz tus preguntas en línea

Iniciar chat

Llama

Habla con un miembro del equipo

(866) 488-6090

Visítanos

Encuentra tu sucursal más cercana

Our members have saved
$2.4 billion
in interest and fees

Apply now

We use cookies to bring you the best experience on our site. We never sell your information to third parties. When you use our site, you agree to our cookies policy. Find out more.