Vacation loans

The loan you get to get away. Get prequalified in quickly without affecting your credit score.

Apply now

See terms

Image

How a vacation loan can help you relax 

Vacations are supposed to be relaxing, planning for them should be too. With a personal loan, you can purchase those airplane tickets or hotel rooms now and pay them off later with fixed repayments over time.

Image

Vacation financing, the Oportun way

Wanderlust approved

Get $300 to $10,000 with a personal loan for your adventure

Plan your finances

Fixed payments that fit your budget, without prepayment penalties

Build your credit history

Can be good for your future when you make on-time payments

Vacation loan FAQs

Can you get a loan for a vacation?

Yes, you can use a personal loan for a vacation. Before committing to a loan, consider your current financial situation and whether you’ll be able to make regular payments, in full, toward the loan upon your arrival back home. A vacation now should not create a financial burden you cannot afford in the future.

What are the pros and cons of vacation loans?

Personal loans are flexible and can be used for tickets, gas, hotel rooms, and any other personal vacation cost. The application is short, and you’ll get your money quickly through direct deposit. The downsides are that they cost more than if you paid for your vacation without a loan due to interest. Plus, your credit score could take a hit if you don’t make your payments in full and on time.

Can you get a loan for a vacation home?

It is possible to use a personal loan toward a vacation home. However, personal loans probably won’t be large enough to cover the whole cost, and unsecured personal loans will cost more than a mortgage. You could use a personal loan to fix up part of your vacation home or furnish it.

Are vacation loans worth it?

Depending on your unique financial situation, vacation loans can be a great way to make a trip happen. While personal loans can help you get what you need, missing monthly payments can have negative effects on your credit score over time. Make sure you think about how taking out debt can affect your long-term goals.

How do you get a vacation loan?

Applying online is simple and secure. We can also offer you in-person service at our retail network or through partner stores DolEx and Barri. You can always apply over the phone as well. If approved, your loan funds will be delivered quickly with direct deposit and you can start booking that vacation.

Don’t just take our word for it

80,000 5-star reviews on Google and Trustpilot

Read more

I went on vacation to visit family and I decided to get a loan they are very friendly they take so much good care of customers.
Claudia Schmidt
from Google
This place is a great place to Start building credit. I’ve recommended many friends. I my self have taken out a few loans with them and the Staff are always supper friendly.
Cynthia Garcia
from Google
The whole process was extremely easy and pleasant. The staff representative was very informative, helpful and compassionate. I was able to take care of the emergency that came about with Oportun!! I will recommend them to my family and friends. Happy first time customer.
Claudia Morales
from Google
A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2024 by Bankrate
CDFI: Certified by U.S. Department of the Treasury

Still have questions?

Chat

Ask your questions online

Launch

Call

Speak with a team member

(866) 488-6090

Visit

Find your closest store

Locations

Apply for vacation loans today

Apply now

We use cookies to bring you the best experience on our site. We never sell your information to third parties. When you use our site, you agree to our cookies policy.