Credit & debt

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What is a delinquent payment? 

photo of a happy man wearing glasses with a laptop on his computer sitting on a cafe learning on what is a credit builder loan with plants in the background and sunshine

What is a credit-builder loan?

Credit & debt

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Is 700 a good credit score?

Credit & debt

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What is a hard inquiry?

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What is a charge-off?

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What is amortization?

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Average personal loan interest rates

Credit & debt

Oportun couple just took on smart debt with a new car

How to calculate your debt-to-income ratio

Credit & debt

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Is a debt management program right for me?

Credit & debt

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Does prequalification affect my credit score?

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Using a personal loan to pay off debt

Grandpa gardens with his grandson knowing he'll be able to pass on APR-free assets to him due to his fixed rate loan

Fixed vs. variable interest rates: What’s the difference?

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What’s the difference between a personal loan and a line of credit?

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APR vs. interest rate: What’s the difference?

How long does it take to build credit?

What is an unsecured personal loan?

How to improve your credit score

What is an APR and how does an APR work?

How to refinance your credit card debt

Credit & debt

Is no credit score better than low credit?

Credit & debt

Paying off debt: The avalanche method

Credit & debt

Paying off debt: The snowball method

How does cosigning work?

Credit & debt

What is secured debt?

Credit & debt

Six ways to raise your credit score

Credit & debt

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What is an interest rate?

Where does my credit score start?

Credit & debt

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How long do late payments stay on your credit report?

Credit & debt

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Should I pay off my credit card debt right away?

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How often is my credit score updated?

Credit & debt

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Credit card terminology 101

Credit & debt

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Why did my credit score drop?

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What is debt consolidation?

Credit & debt

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Don’t be fooled by these six credit myths

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How to make a debt payment plan

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How much debt does the average American have?

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What’s the difference between good debt and bad debt?

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Using recurring payments

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What is credit history?

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How to get a personal loan with no credit history

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What do I need to know about credit reports?

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What is a credit score?

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Credit smarts: What’s a credit score and how do I get my credit report?

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Establish your credit history with the right loan

What is a credit score and why does it matter

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Credit reports: What are they and why do I need one?

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Credit reports & credit scores: Learn the difference

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What is a FICO^® credit score and what goes into it

Green pie chart of what makes up a FICO credit score

Improving your credit score: Amounts owed

Green pie chart of what makes up a FICO credit score

Improving your credit score: Length of credit history

Green pie chart of what makes up a FICO credit score

Improving your credit score: Credit mix and new credit

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Improving your credit score: Payment history

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