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Apply for a personal loan from $300 to $18,500

  • Fixed, affordable payments
  • No prepayment penalties
  • Option to secure your loan with a car title

 

Apply now

 

Get prequalified in minutes without affecting your credit score. See terms

A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2025 by Bankrate
CDFI: Certified by U.S. Department of the Treasury

9 of 10

would refer friends to Oportun

See more

115,000 5-star reviews

on Google and Truspilot

Read more

115,000

saved in interest & fees

Why Oportun

 

Affordable
Pay less and get more compared to non-bank lenders. See more

Fast funding
With direct deposit

Trusted
9 of 10 members would refer their friends and family to Oportun. See more

Choose a personal loan or
secured personal loan

Two types of loans for all kinds of goals, take your pick

Personal loans

From $300 to $10,000 without collateral

Secured personal loans

From $2,525 to $18,500 with your car title securing your loan

Available in California

Apply now

See terms

Curious what others think?

115,000 5-star reviews on Google and Trustpilot

Read more

Great staff! Easy & quick process. Thanks Oportun!
Leticia Yniguez
from Google
Very nice employees and very helpful!!
Sabrina Campos
from Google
Quick to help, curious and caring.
mobilewarner351
from Google

Still have questions?

What is a personal loan?

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What factors does Oportun consider when granting a loan?

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That sums it up

Still have questions? Here are a few we’ve answered before.

What is a personal loan?

A personal loan provides you with a lump sum of money that is paid back over a set period of time. The money can be used for a number of personal expenses.

What factors does Oportun consider when granting a loan?

We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.

Our members have saved
115,000
in interest and fees10

 

Apply now

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