Affordable and quick personal loans

Be prepared to share the following documents:

• A valid photo ID, such as a driver’s license, passport, consular ID card, or a non-U.S. ID card (we accept from most countries)
• Proof of income, such as current paystubs or current bank statements
• Verification of address, such as a piece of mail with your name and address (cannot be a PO box)
• Up to four personal references, which can include friends, family, or employers

1. Original vehicle title
2. Vehicle registration (original or copy, must be registered in CA)
3. Driver’s license (US issued or international)
4. Proof of income
5. Proof of address
6. Pictures of your car (front, back driver side, passenger side, VIN, and odometer)
7. Bank account and routing number for instant verification

We know your time is valuable and we’re committed to providing you with fast service. Prequalification takes only minutes and will not impact your FICO^® credit score. The full application process typically takes under 10 minutes if you supply the correct documentation. Most approved applicants receive their funds the same day they apply.

Payments are accepted at any Oportun store  or in hundreds of convenient locations that provide CheckFree Pay, MoneyGram, or PayNearMe.

In Oportun stores, we accept cash, checks, and money orders. Please bring exact amounts, as we are not able to make change. However, we’ll credit any excess funds to your account.

You can also pay at Walmart, Kmart, CVS, 7-Eleven, grocery stores, corner stores, Family Dollar stores, and hundreds of other locations that accept CheckFree Pay, MoneyGram, or PayNearMe payments. Oportun does not receive any portion of the fees charged by the vendors above for making a payment. No fees for using these payment options will be charged to customers in California, New Jersey, New Mexico, or Wisconsin if the loan was disbursed in these states.

• No fee: Find a CheckFreePay location—you will need your Oportun loan number (located in your loan documents), name, and phone number associated with your loan.
• No fee: Find a MoneyGram location—you will need your Oportun loan number (located in your loan documents). If you’re making payments on a personal loan, use receive code 7991. If you’re making payments toward an auto loan, use receive code 14565.
• A $1.99 fee may apply: Find a PayNearMe location—you will need your PayNearMe barcode, located in your loan documents.

Options for auto loan payments are temporarily limited while we roll out this new product, but we’re adding new options all the time.