The savings app built around you
Set & SaveTM helps you reach your savings goals. We learn your income and spending habits to automatically save money for you. Set your goals and, little by little, you’ll reach them faster than you think.
Try Set & Save free for 30 days.
$5/month after trial. Cancel anytime.
Personalized pace
A little here, a little there. We learn the right times to save for you based on when your bills are due and other guardrails set by you.
Aim for your goals
Save for a rainy day or the every day. From your monthly bills to your trip to Maui. We’ll work toward as many goals as you want, in a way that works for you.
Your money, your rules
Save a little or a lot. Set daily savings maximums or pause savings all together. Keep your money in your account or withdraw as much and as often as you want.
Protect your balance
Tell us the minimum amount you want in your connected bank account at all times. If your balance falls below that amount, we’ll automatically move money from your Rainy Day fund to make up the difference.
How our savings app works
1
Connect your bank account and get set up in minutes.
2
We learn your spending habits and income to find smart times to save amounts you can afford.
3
Set goals and we’ll save toward them by automatically pulling from your bank and into the app.
See how much you can save with a 30 day free trial.
Your life, your goals
Work toward custom savings goals, or just set aside funds for a rainy day. Here are some popular goals our members save toward.
Rainy days
Be ready for rainy days. Unexpected turns don’t have to throw you off course. Set & Save slowly moves money for whatever, no matter the weather.
Travel
Visit lands near and far. Set & Save can help you set aside money for big adventures or mini staycations.
Gifts
Treat your loved ones, or yourself. Now you can be financially prepared for gift-giving occasions year-round. Set & Save for birthdays, holidays, or even a little something for yourself.
Down payment
Make moves on your big plans. Set & Save is an easier way to build up a down payment for a place of your own or wheels to roam.
Loans
Say goodbye to stressing over your loan payments. Just set a goal and let Oportun start saving.
Credit card bills
Let Oportun help you pay off your credit card bill. Set a goal for the amount that you owe or a recurring goal for your monthly minimum.
FAQ’s
What is Set & Save?
Will Set & Save tell me when it saves?
Can I schedule saves in Set & Save?
How long does it take to transfer money from a savings goal back into my bank account?
How do I access money from my Set & Save account?
Safe & secure
Funds held in FDIC insured banks
Optional daily notifications
Facial and fingerprint security
Listed #1 savings app of 2025 by Bankrate
Save money without thinking about it®
See how much you can save with a 30 day free trial.