Great staff! Easy & quick process. Thanks Oportun!
Secure your loan, secure more funds
Get an affordable loan between $2,525 to $18,500 when you use your car title to secure your loan. Enjoy fixed affordable payments and no pre-payment penalties.
Currently only available for select states. Check our loan calculator below to see if your state is eligible. See terms
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Loan calculator
Here’s what your secured personal loan terms could look like
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Get prequalified in minutes without affecting your credit score
Here’s what you might expect
Apply once and get two great options
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Start your loan application
Apply once and find out if you qualify
for two loan options
You can apply for both a secured and unsecured personal loan in one application and choose what’s best for you. Secured personal loans have distinct benefits*:
Lower APRs
Compared to traditional title loans
Larger loan amounts
From $2,525 to $18,500 with your car title as collateral
Fast funds
With direct deposit
You must possess your car title and live in a state where a secured personal loan is offered. See state list.
Very nice employees and very helpful!!
Quick to help, curious and caring.
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That sums it up
Still have questions? Here are a few we’ve answered before.
What is a personal loan?
What is a secured personal loan?
What factors does Oportun consider when granting a loan?
What type of vehicles are eligible for a secured personal loan?