Savings institutions

Oportun is a financial technology company, not an FDIC-insured bank. However, Oportun holds your deposits in accounts established by Oportun at Wells Fargo Bank, N.A., JPMorgan Chase Bank, N.A., and/or Citibank, N.A., Members FDIC (collectively, the “Depository Institutions”).

Those deposits are eligible for FDIC-insurance on a pass-through basis up to $250,000 in the aggregate with any other deposits you hold at a given Depository Institution. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Deposit insurance only covers the failure of a Depository Institution.