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Know what to expect from a personal loan.
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Here’s what you might expect
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Personal loans you can count on
Whether it’s an opportunity you can’t pass up, an unexpected expense, or any personal need, Oportun is here with affordable personal loans.
From $300 to $10,000
For bills, repairs, debt consolidation, and more
Affordable APRs
No higher than 35.99%
Fast funding
Get your loan quickly through direct deposit
Let’s say you need a larger loan
You can use your car title to secure your personal loan and secure more funds. Available in select states.
Get more money
$2,525 to $18,500 when you use your car title to secure your loan
Lower APRs
Compared to traditional auto title loans
Keep moving forward
Everything else is the same: fast, affordable, and can help you build credit with on-time payments
How to get a personal loan
1
Prequalify in minutes to see your personalized loan offer, without impacting your credit score.
2
Complete your loan application and if approved, choose a payment plan the fits your budget.
3
Choose direct deposit (fastest) or a check so you can start using your loan funds to get back in control.
Pay for what you need, when you need to
Get quick access to funds so you can focus on what matters, instead of how to pay for it
Home improvements
Go ahead, paint those walls or replace that sink. With a personal loan, you don’t have to wait to spruce up your space.
Car repairs
Not everyone has the luxury of being financially prepared for car repairs, but you can get a personal loan quickly if you aren’t.
Weddings
Planning your big day should make you smile. Using a personal loan for a wedding is a great way to make paying for your wedding a breeze.
Vacations
Make your dreams of getting away a reality. Use a personal loan to book those plane tickets now and pay them off later.
Medical expenses
When it comes to health, money is the last thing you want to think about. Let Oportun help you cover medical costs with a personal loan, so you can focus on what matters.
Debt consolidation
With a personal loan, you can pay off multiple debts like credit cards and payday loans, then chip away at one bill instead of multiple.
Don’t just take
our word for it
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to Oportun
80,000 5-star reviews on Google and Trustpilot
This is a great place to start building credit.
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A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2024 by Bankrate
CDFI certified by the U.S. Treasury Department
Become even savvier about personal loans
Any questions?
Here are a few we’ve answered before.
What is a personal loan?
A personal loan provides you with a lump sum of money that is paid back over a set period of time. The money can be used for a number of personal expenses.
How fast is the application process for a personal loan?
We know your time is valuable and we’re committed to providing you with fast service. Prequalification takes only minutes and will not impact your FICO® credit score. The full application process typically takes under 10 minutes if you supply the correct documentation. Approved applicants can receive funds quickly with direct deposit.
How do I get my personal loan funds?
We can disperse funds depending on what works best for you: check or a direct deposit into your bank account. We’ll make things as convenient as possible, and we’ll walk you through your options, which may vary based on the state where you live.