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Personal loan calculator

Explore example loan payments based on different loan sizes and repayment length. Our loan calculator can give you an idea for what to expect with a personal loan.

Loan calculator

What could your loan payments look like?
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Get prequalified in minutes without affecting your credit score
Here’s what you might expect
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Personal loans you can count on

Whether it’s an unexpected expense, or any personal need, Oportun is here with affordable personal loans. Use the loan calculator to see how the payments can fit your budget.

Affordable

Pay less and get more compared to non-bank lenders.
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Fast funding
With direct deposit

Trusted
9 of 10 members would refer their friends and family to Oportun.
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Let’s say you need a larger loan

You can use your car title to secure your personal loan and secure more funds. Available in select states.

Get more money

$2,525 to $18,500 when you use your free and clear car title to secure your loan

Lower APRs

Compared to traditional auto title loans

Keep moving forward

Everything else is the same: fast, affordable, and can help you build credit with regular on-time payments

How to use Oportun’s personal loan calculator

1

Select your state

Check loan availability and car ownership for better terms.
2

Estimate your credit score

Choose your score or “unknown” if unsure.
3

View loan terms

Adjust amount or period to see how the payment size changes.

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Pay for what you need, when you need to

Get quick access to funds so you can focus on what matters, instead of how to pay for it

Home improvements

Go ahead, paint those walls or replace that sink. With a personal loan, you don’t have to wait to spruce up your space.

Car repairs

Not everyone has the luxury of being financially prepared for car repairs, but you can get a personal loan quickly if you aren’t.
 

Weddings

Planning your big day should make you smile. Using a personal loan for a wedding is a great way to make paying for your wedding a breeze.

Vacations

Make your dreams of getting away a reality. Use a personal loan to book those plane tickets now and pay them off later.

Medical expenses

When it comes to health, money is the last thing you want to think about. Let Oportun help you cover medical costs with a personal loan, so you can focus on what matters.

Debt consolidation

With a personal loan, you can pay off multiple debts like credit cards and payday loans, then chip away at one bill instead of multiple.

Don’t just take
our word for it

9 of 10 members would refer friends
to Oportun

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The personal loan calculator helps you plan for

How to get a personal loan
Why did my credit score drop?
How to get a loan without a cosigner
What is a credit inquiry?
What is a lien and how does it work?
Benefits and drawbacks of refinancing a personal loan
What‘s the difference between debt consolidation and personal loans?
How to review loan agreements
Moving and relocation loans

View financial education

Any questions?

Here are a few we’ve answered before.

What is a personal loan?
A personal loan provides you with a lump sum of money that is paid back over a set period of time. The  money can be used for a number of personal expenses.
How fast is the application process for a personal loan?
We know your time is valuable and we’re committed to providing you with fast service. Prequalification takes only minutes and will not impact your FICO® credit score. The full application process typically takes under 10 minutes if you supply the correct documentation. Approved applicants can receive funds quickly with direct deposit.  
How do I get my personal loan funds?
We can disperse funds depending on what works best for you: check or a direct deposit into your bank account. We’ll make things as convenient as possible, and we’ll walk you through your options, which may vary based on the state where you live.

Our personal loan members have saved
$2.4 billion
in interest and fees

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Apply now

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