Home improvement loans 

Renovate your living space and upgrade your lifestyle. Get prequalified in minutes without affecting your credit score.

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The perks of loans for home improvement 

Using a personal loan for home improvements can help you in the short and long term. You can get ahead of home repairs before they become bigger issues, start that renovation project, increase the value of your home, and even more.

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How home renovation loans can help you grow

Turn a house into a home

Use unsecured or secured personal loans to fund your home renovation project

Stay ahead of major repairs 

Fix that leak before it becomes a bigger issue

Increase your home’s value 

Become energy efficient, get a paint job, or invest in new landscaping

Home improvement loan FAQs

What is a home improvement loan and how does it work?

A home improvement loan through Oportun is an unsecured personal loan used to finance renovations, repairs, and upgrades to your home. You don’t need to own your home or disclose its value to take one out. Plus, personal loans offer flexibility when it comes to how funds are spent.

What are the pros and cons of home improvement loans?

Personal loans offer quick applications, fast funding through direct deposit, payments with fixed APRs, and the ability to spend the money on anything you need for your home. One potential drawback is that personal loans that don’t require collateral, can be more expensive than secured loans.

Don’t just take our word for it

80,000 5-star reviews on Google and Trustpilot

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I needed assistance and every financial institution I applied to for help gave united declines toward the underground water pipes of my home being repaired. Not Oportun! They gave me the opportunity to continue owning my home!
Dr. Dee Ann Waite
from Google
I needed a loan to take care of a home project fast. It was quick easy and way cheaper than putting it on a credit card!
Christina Irigoyen
from Google
The whole process was extremely easy and pleasant. The staff representative was very informative, helpful and compassionate. I was able to take care of the emergency that came about with Oportun!! I will recommend them to my family and friends. Happy first time customer.
Claudia Morales
from Google
A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2024 by Bankrate
CDFI: Certified by U.S. Department of the Treasury

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