Log In Log In Log In Apply now

Auto repair loans can help keep you moving

Wherever the road takes you, we’ve got your back in case of emergency. Prequalify without any impact on your credit score.

Apply now

See terms


With auto repair financing

you don’t need to break the bank just because you need new brake pads. From a simple oil change to replacing your transmission, personal loans from Oportun can help you finance much-needed auto maintenance and repairs. 

Using a loan with fixed monthly payments and long repayment terms allows you to make smaller, affordable payments toward repairs you need to be completed quickly.


A car repair loan can help you cover any cost

Prequalify with ease

Find out how much you may qualify for quickly, without affecting your credit score

Receive funds fast

If you set up direct deposit, funds can be transferred to your account in as little as three days

Keep moving forward

With fast, affordable loans that help build your credit

Don’t just take our word for it

75,000 5-star reviews on Google and Trustpilot

Read more

Great staff! Easy & quick process. Thanks Oportun!
Leticia Yniguez
from Google
Very nice employees and very helpful!!
Sabrina Campos
from Google
Quick to help, curious and caring.
from Google
A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2023 by Bankrate
CDFI certified by the U.S. Treasury Department

Car repair loans FAQs

What is an auto repair loan?

An auto repair loan is a personal loan used for financing car repairs. These loans can help you pay for unexpected or planned maintenance and repairs quickly and conveniently.

What does auto repair financing cover?

Auto repair financing can cover whatever your repair need is. They are personal loans which can help you out when you have major issues, such as in the engine, transmission, and electrical system. They can also cover smaller parts like brakes, tires, and shocks. Repairs can range from simple fixes to complex replacements of entire systems.

What's the difference between using unsecured and secured personal loans for a car repair?

With unsecured personal loans, you do not need to worry about putting up your car, home, or possessions as security for the loan. But because of this benefit, they do cost a little more than secured loans in the long run. Secured loans at Oportun can be larger and may have lower interest rates than unsecured personal loans. For either option, you’ll choose the repayment terms that best fit your budget, so you’ll be able to pay for the necessary repair fees at the mechanic and afford the fixed payments over time.

How do I apply for an auto repair loan?

Applying online is simple. You’ll need to provide personal information about who you are and your finances, plus we’ll verify the information. A decision is made quickly, and then you’ll be able to choose repayment terms that best fit your budget.

Still have questions?


Ask your questions online



Speak with a team member

(866) 488-6090


Find your closest store


Become even savvier with auto repair loans

Paying off debt: the snowball method What do you need to get a personal loan? What is a personal loan and how do personal loans work? What is an installment loan? What is an interest rate? How to get a personal loan Can you pay off a personal loan early? How to get a loan without a cosigner What‘s the difference between debt consolidation and personal loans?

View financial education

Apply for car repair financing today

Apply now

We use cookies to bring you the best experience on our site. We never sell your information to third parties. When you use our site, you agree to our cookies policy. Find out more.