Auto repair loans can help keep you moving
Wherever the road takes you, we’ve got your back in case of emergency. Prequalify without any impact on your credit score.
With auto repair financing
you don’t need to break the bank just because you need new brake pads. From a simple oil change to replacing your transmission, personal loans from Oportun can help you finance much-needed auto maintenance and repairs.
Using a loan with fixed monthly payments and long repayment terms allows you to make smaller, affordable payments toward repairs you need to be completed quickly.
Prequalify with ease
Find out how much you may qualify for quickly, without affecting your credit score
Receive funds fast
If you set up direct deposit, funds can be transferred to your account in as little as three days
Keep moving forward
With fast, affordable loans that help build your credit
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Car repair loans FAQs
What is an auto repair loan?
An auto repair loan is a personal loan used for financing car repairs. These loans can help you pay for unexpected or planned maintenance and repairs quickly and conveniently.
What does auto repair financing cover?
Auto repair financing can cover whatever your repair need is. They are personal loans which can help you out when you have major issues, such as in the engine, transmission, and electrical system. They can also cover smaller parts like brakes, tires, and shocks. Repairs can range from simple fixes to complex replacements of entire systems.
What's the difference between using unsecured and secured personal loans for a car repair?
With unsecured personal loans, you do not need to worry about putting up your car, home, or possessions as security for the loan. But because of this benefit, they do cost a little more than secured loans in the long run. Secured loans at Oportun can be larger and may have lower interest rates than unsecured personal loans. For either option, you’ll choose the repayment terms that best fit your budget, so you’ll be able to pay for the necessary repair fees at the mechanic and afford the fixed payments over time.
How do I apply for an auto repair loan?
Applying online is simple. You’ll need to provide personal information about who you are and your finances, plus we’ll verify the information. A decision is made quickly, and then you’ll be able to choose repayment terms that best fit your budget.
Still have questions?
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