Log In Log In Log In Apply now Apply now for a personal loan

Auto repair loans

Auto repair financing to keep you moving. Wherever the road takes you, we’ve got your back if an emergency pops up. Prequalify in minutes without affecting your credit score.

Apply now

See terms


Auto repair loans can get you back behind the wheel

Don’t break the bank just because you need new brake pads. From a simple oil change to replacing your transmission, personal loans through Oportun could help you cover maintenance and repairs for your car.

With a personal loan, you get fixed monthly payments and manageable repayment terms, so your payments could be smaller and more affordable. Making it that much easier to get back on the road.


Get going again with an auto repair loan

Prequalify quickly

Find out how much you may qualify for in no time, without affecting your credit score

Get paid fast

Set up direct deposit to receive funds

Keep moving forward

With fast, affordable loans that help build your credit when you make on-time payments

Car repair loans FAQs

What is an auto repair loan?

An auto repair loan is a personal loan used for financing car repairs. These loans can help you with maintenance and repairs (both expected and unexpected). You could also use the money for other personal expenses.

What does auto repair financing cover?

Auto repair financing can cover  any personal car repairs. Depending on how much you qualify for, these personal loans can be used for major issues, such as in the engine, transmission, and electrical system or smaller repairs like brakes, tires, and shocks.

What's the difference between using unsecured and secured personal loans for a car repair?

With unsecured personal loans, you don’t need to worry about putting up your car, home, or valuables as collateral. They usually cost a little more than secured loans in the long run, but they have their benefits. Secured loans through Oportun can be larger and may have lower interest rates than unsecured personal loans. For either option, you’ll choose the repayment terms that best fit your budget, so you’ll be able to pay for the necessary repair fees at the mechanic and afford  fixed payments over time.

How do I apply for an auto repair loan?

Applying for a personal loan online is simple. You’ll need to provide personal information about who you are and your finances, plus we’ll review your credit history, if you have one, and verify your application information. A decision is made quickly, and if approved, you’ll be able to choose repayment terms that best fit your budget.

Don’t just take our word for it

80,000 5-star reviews on Google and Trustpilot

Read more

I love this place. Better rates than payday loans places and convenient payments. The staff is awesome too.
joaquin Bojorquez
from Google
This place is a great place to Start building credit. I’ve recommended many friends. I my self have taken out a few loans with them and the Staff are always supper friendly.
Cynthia Garcia
from Google
The whole process was extremely easy and pleasant. The staff representative was very informative, helpful and compassionate. I was able to take care of the emergency that came about with Oportun!! I will recommend them to my family and friends. Happy first time customer.
Claudia Morales
from Google
A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2023 by Bankrate
CDFI: Certified by U.S. Department of the Treasury

Still have questions?


Ask your questions online



Speak with a team member

(866) 488-6090


Find your closest store


Become even savvier with auto repair loans

What is a loan origination fee? What do you need to get a personal loan? What is a personal loan and how do personal loans work? What is an installment loan?

View financial education

Apply for car repair financing today

Apply now

We use cookies to bring you the best experience on our site. We never sell your information to third parties. When you use our site, you agree to our cookies policy. Find out more.