Affordable personal loans

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#1 savings app of 2024 by Bankrate
CDFI: Certified by U.S. Department of the Treasury

Why Oportun

Affordable
Pay less and get more compared to non-bank lenders. See more

Fast funding
With direct deposit

Trusted
9 of 10 members would refer their friends and family to Oportun. See more

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That sums it up

Still have questions? Here are a few we’ve answered before.

What is a personal loan?

A personal loan provides you with a lump sum of money that is paid back over a set period of time. The money can be used for a number of personal expenses.

What factors does Oportun consider when granting a loan?

We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.

Our members
have saved
$2.4 billion
in interest and fees

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