Affordable personal loans & credit cards in New Jersey

We offer affordable personal loans and credit cards in New Jersey

Get prequalified in minutes without affecting your credit score. Apply now:

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128 Elmora Avenue
Elizabeth, NJ 07202

Phone: (732) 497-3253

New Brunswick

121 French Street
New Brunswick, NJ 08901

Phone: (866) 488-6090


147 Ferry Street
Newark, NJ 07105

Phone: (201) 425-4661


251 Monroe Street
Passaic, NJ 07055

Phone: (866) 488-6090


185 Main Street
Paterson, NJ 07505

Phone: (866) 488-6090

Union City

3707 Bergenline Avenue
Union City, NJ 07087

Phone: (551) 249-2679

Everyone deserves access to affordable credit

If you live in New Jersey and don’t have a credit score, we might be the solution for you. We will check your credit before final approval, but a thin file or no credit at all does not mean that you’re not credit worthy. We look beyond the credit score to determine if your credit application will qualify.

Photo of an Oportun loan company signage on the building facade

Build credit at Oportun

We report to select national credit bureaus to help you establish a credit score. We’ve helped 905,000 people establish a credit score for the very first time. We’re a great credit solution for anyone who lives in New Jersey.

Illustration of man holding a drill, purchased along with other materials using a personal loan, in front of his home

Ready to build a better future? Apply now.

Personal loans Credit cards

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