Everyone deserves access to affordable credit
If you live in California and don’t have a credit score, we might be the solution for you. We will check your credit before final approval, but a thin file or no credit at all does not mean that you’re not credit worthy. We look beyond the credit score to determine if your credit application will qualify.
Build credit at Oportun
We report to select national credit bureaus to help you establish a credit score. We’ve helped 905,000 people establish a credit score for the very first time. We’re a great credit solution for anyone who lives in California.