Oportun store in El Paso, TX

The Oportun store at Montana Avenue offers personal loans with or without collateral. Loans with collateral are secured using your car title, while loans without collateral do not require you to put up your title.

Using your car title could help you get better loan terms than going without, such as larger loans or lower APRs. A friendly team member at this location can walk you through your options and help you choose the personal loan that best fits your needs.

When visiting Oportun’s store at Montana Avenue, please bring a valid photo ID and proof of income. If you plan to apply for a secured loan, please also bring your car title proving that you are the sole owner. In certain situations, we may need additional documents like proof of address. A team member at the branch can let you know exactly what’s required.

No, we do not accept appointments. You can walk into the Oportun store at Montana Avenue to apply for a personal loan. Our team is available to help you explore your options and guide you through the application process.

Applying for a personal loan in person is typically a quick process, and may take under 30 minutes if you supply the correct documentation. Additionally, approved applicants can receive funds in minutes after loan closing, by using a debit card.

Yes, you have the option to apply for a loan or make a payment at an Oportun’s Montana Avenue location.

Applying is simple. Bring your ID and proof of income when you visit any Oportun branch in 5505 Montana Avenue. If you’re hoping to get approved for a bigger loan with better terms, bring your car title for a secured personal loan. A member of our team can guide you through the process. You can review your loan options, provide some basic information, and submit an application.

To be eligible for a personal loan, you generally need to be a resident of 5505 Montana Avenue, have a valid ID, and provide the required personal loan documents, such as proof of income and proof of address. We do check credit scores and, if available, we use it in making our loan decisions. If you have no score, no credit history or thin credit history, we may still be able to approve the application. If planning to secure your loan with your car title, you must also own your car title in your name only. Specific eligibility can vary depending on your financial situation.

An Oportun personal loan can help cover expenses or support financial goals. Loan funds are paid at closing by check, direct deposit to a bank account, or onto a debit card. You then pay back the loan in equal installments on a set schedule. Interest rates are fixed, so your payment amount stays the same.

Loans from $300 to $10,000 don’t require collateral. Larger loans from $2,525 to $18,500 require a car title as collateral.

A secured personal loan at Oportun requires your vehicle to back the loan, which can help you qualify for a larger loan or lower interest rates than if you don’t do this. If you’re interested in a secured personal loan, you must own your car in your name only, meaning you cannot share ownership with a partner or still be making payments on an auto loan. Whether you choose to secure it or not, a personal loan with Oportun can help cover expenses or achieve financial goals, depending on your needs.

Yes. If your loan application is approved, you can access and manage your account online anytime, either through a web browser or by downloading the Oportun app. You can make payments, including with autopay, track balances, and review loan details from the convenience of your computer or mobile device. Get the app (https://app.oportun.com/download?utm_source=ocw&utm_medium=web&utm_campaign=ocw_app_download_locations).