Affordable personal loans

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Typical loan amounts below. See terms

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A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2024 by Bankrate
CDFI: Certified by U.S. Department of the Treasury
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Why Oportun

Affordable
Pay less and get more compared to non-bank lenders. See more

Fast funding
With direct deposit

Trusted
9 of 10 members would refer their friends and family to Oportun. See more

Curious what others think?

80,000 5-star reviews on Google and Trustpilot

Read more

Great staff! Easy & quick process. Thanks Oportun!
Leticia Yniguez
from Google
Very nice employees and very helpful!!
Sabrina Campos
from Google
Quick to help, curious and caring.
mobilewarner351
from Google

That sums it up

Still have questions? Here are a few we’ve answered before.

What is a personal loan?

A personal loan provides you with a lump sum of money that is paid back over a set period of time. The money can be used for a number of personal expenses.

What factors does Oportun consider when granting a loan?

We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.

Our members
have saved
$2.4 billion
in interest and fees

Apply now

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