Get ahead with a personal loan

See if a personal loan is available near you

AN AFFORDABLE LOAN IS WITHIN YOUR REACH

Oportun offers personal loans with fixed and affordable payments, so you’ll always know how much you owe—and when

Loans from $300 to $9,000 are available. You don’t need a credit score and there’s no fee to apply. And most borrowers receive their funds within 24 hours. Unlike other alternative lenders, we report customer accounts to nationwide credit bureaus, so you can begin to establish credit history and improve your opportunities.

In other words, we make things simple—whether you’re dealing with an unexpected emergency, an urgent bill, or a home repair that’s adding up.

Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.

Amelita

Voices from our community

The loan was easy. The people were friendly. I do feel like a part of the community.

Jerry

Voices from our community

I think having good credit in the U.S. is indispensable. Thanks to Oportun, they gave me the opportunity to start building my credit and reach my goals.

Eduardo

GET AN AFFORDABLE LOAN QUICKLY

If you need a loan and have limited credit history—or even no credit at all—we’re here to help

Get started right away

All you need is an official government ID from any country, proof of income, proof of address, and four references from either friends, family, or colleagues.

Spend less with Oportun

On average, our customers save $1,000 on their first personal loan when they choose Oportun over other available alternatives.

Committed to making your life better

We’ve helped our customers build better lives for more than a decade. To date, more than one million people have partnered with us to take control of their futures.

$1,000

Average savings for first-time personal loan customers

3.1 million

Loans made

$6.8 billion

Total credit provided

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QUESTIONS

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Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.