The Oportun money guide podcast
Real conversations for real financial progress
Episode 1
All about your credit
Ever wonder why one three-digit number can have such a big impact on your financial life? In this episode, we break down how credit scores work, what goes into your score, and the everyday habits that can help you build stronger credit over time. Clear and practical, so you can feel more confident about your financial future.
Episode 2
How secured loans work
Learn what a secured loan is, how collateral works, and why it may offer different terms than an unsecured loan. We cover what to consider before applying, including repayment terms, total cost, and the risks to your asset if payments are missed.
Episode 3
Using a personal loan to consolidate credit card debt
Managing several credit card balances can feel overwhelming. This episode explains how a personal loan may help consolidate existing debt into one predictable payment, and why a realistic budget and steady habits are essential to making progress.
Episode 4
Personal Loans versus credit cards
Paying off your credit cards is a major milestone, but staying debt-free takes a plan. In this episode, we share practical ways to protect your progress, including setting up automatic loan payments, choosing a payment that fits your budget, building an emergency cushion, and tracking your balance over time. Learn how steady habits can help you move toward lasting financial stability, one payment at a time.
Episode 5
Building a plan to stay on track after paying off debt
A secured loan may help you consolidate high-interest debt or cover a planned expense, but only if the payment and terms fit your financial situation. In this episode, learn what to compare before applying, how to use the funds responsibly, and why consistent payments and an emergency cushion can help protect the asset used as collateral.