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Navigating personal finances can be challenging, and unfortunately, it has become a target for criminals seeking to take advantage. It is crucial to be aware of common scam tactics to ensure the safety of your information and money. In this article, we will discuss four important things to watch out for to protect yourself from scams.
1. Protecting personal information
Beware of any requests for sensitive information such as your Social Security number, date of birth, or banking and credit card details. Remember, legitimate organizations will not contact you to verify or request financial information via phone, email, text, or social media. Stay cautious and refrain from sharing confidential data through these channels.
2. False promises of expedited refunds or payments
Be skeptical of claims promising to expedite your tax refunds or any other payments. It’s important to note that trustworthy institutions do not engage in such practices. If someone suggests they can speed up these processes, it is likely a deceptive tactic.
Oportun will never ask for confidential information through email or social media. If you are ever uncertain if a phone call, email, message you receive is from Oportun, please email us at [email protected] or dial us directly at (866)-488-6090.
3. Exercise caution with unknown email addresses
Exercise caution when dealing with unfamiliar email addresses, especially when receiving messages related to financial matters or important information. Always double-check the sender’s identity. If the email is not from a known individual or a trusted company you have previously interacted with, refrain from clicking on any links or responding to the email.
4. Beware of robocalls
Automated phone calls featuring pre-recorded messages, known as robocalls, are not only annoying but are also commonly used by scammers. Be cautious when receiving such calls and avoid providing any personal or financial information over the phone. If in doubt, hang up and verify the legitimacy of the call through official channels.
Think you’ve encountered a scam? Here’s how you can report it.
The information in this site, including any third-party content and opinions, is for educational purposes only and should not be relied upon as legal, tax, or financial advice or to indicate the availability or suitability of any Oportun product or service to your unique circumstances. Contact your independent financial advisor for advice on your personal situation.
Personal loans through Oportun subject to credit approval. Terms may vary by applicant and state and are subject to change. If you refinance, you may pay interest over a longer period of time or at a higher rate and the overall cost of your loan may be higher. Loans in CA, ID, MO, NM and WI are originated by Oportun, Inc. California loans made pursuant to a California Financing Law license. NV loans originated by Oportun, LLC. In AL, AK, AR, AZ, DE, FL, GA, HI, IL, IN, KS, KY, LA, MI, MN, MS, MT, NC, ND, NE, NH, NJ, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA and WY loans are originated by Pathward®, N.A.. Terms, conditions, and state restrictions apply.