Apply for a personal loan from $300 to $ with fixed, affordable payments and no pre-payment penalties
Get prequalified in minutes without affecting your credit score.

A+ rating by the Better Business Bureau (BBB)

#1 savings app of 2024 by Bankrate

CDFI: Certified by U.S. Department of the Treasury
Loan calculator
Get started by sharing some information
Get prequalified in minutes without affecting your credit score
Here’s what you might expect
Apply once and get two great options
Get started by sharing some information
Start your loan application
Great staff! Easy & quick process. Thanks Oportun!
Very nice employees and very helpful!!
Quick to help, curious and caring.
That sums it up
Still have questions? Here are a few we’ve answered before.
What is a personal loan?
A personal loan provides you with a lump sum of money that is paid back over a set period of time. The money can be used for a number of personal expenses.
What factors does Oportun consider when granting a loan?
We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.