Auto repair loans can get you back behind the wheel
Don’t break the bank just because you need new brake pads. From a simple oil change to replacing your transmission, personal loans through Oportun could help you cover maintenance and repairs for your car.
With a personal loan, you get fixed payments and manageable repayment terms, so your payments could be smaller and more affordable. Making it that much easier to get back on the road.
Get going again with an auto repair loan
Prequalify quickly
Find out how much you may qualify for in no time, without affecting your credit score
Get paid fast
Set up direct deposit to receive funds
Keep moving forward
With fast, affordable loans that help build your credit when you make on-time payments
Car repair loans FAQs
An auto repair loan is a personal loan used for financing car repairs. These loans can help you with maintenance and repairs (both expected and unexpected). You could also use the money for other personal expenses.
Auto repair financing can cover any personal car repairs. Depending on how much you qualify for, these personal loans can be used for major issues, such as in the engine, transmission, and electrical system or smaller repairs like brakes, tires, and shocks.
With unsecured personal loans, you don’t need to worry about putting up your car, home, or valuables as collateral. They usually cost a little more than secured loans in the long run, but they have their benefits. Secured loans through Oportun can be larger and may have lower interest rates than unsecured personal loans. For either option, you’ll choose the repayment terms that best fit your budget, so you’ll be able to pay for the necessary repair fees at the mechanic and afford fixed payments over time.
Applying for a personal loan online is simple. You’ll need to provide personal information about who you are and your finances, plus we’ll review your credit history, if you have one, and verify your application information. A decision is made quickly, and if approved, you’ll be able to choose repayment terms that best fit your budget.