Great staff! Easy & quick process. Thanks Oportun!
Even better at Oportun
Aura closed their doors, but Oportun is here to help. We offer the same products, plus more.
Personal loans1 of $300 to $6,000
- 35.99% APR cap
- 12-48 months to repay
- Fixed, affordable payments and no pre-payment penalties
Get prequalified in minutes without affecting your credit score.
A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2025 by Bankrate
CDFI: Certified by U.S. Department of the Treasury
Why Oportun
Affordable
Pay less and get more compared to non-bank lenders10
Fast funding
With direct deposit
Trusted
9 of 10 members would refer their friends and family to Oportun3
Very nice employees and very helpful!!
Quick to help, curious and caring.
Still have questions?
That sums it up
Still have questions? Here are a few we’ve answered before.
What is a personal loan?
A personal loan provides you with a lump sum of money that is paid back over a set period of time. The money can be used for a number of personal expenses.
What factors does Oportun consider when granting a loan?
We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.