Personal loans that put you in control
Customize your loan terms with amounts ranging from $300 to $18,500
Get prequalified in minutes without affecting your credit score
Loan calculator
Personal loans you can count on
Whether it’s an opportunity you can’t pass up, an unexpected expense, or any personal need, Oportun is here with affordable personal loans.
From $300 to $10,000
No collateral required to help you cover bills, repairs, debt consolidation, and more
Affordable payments
That fit your budget
Fast funding
Get your loan quickly through direct deposit
Let’s say you need a larger loan
Using your car title gets you better loan terms than going without it. Available in Arizona, California, Florida, Illinois, Nevada, New Jersey, Texas, and Utah.
From $2,525 to $18,500
Use your car title to back a larger loan and meet your bigger goals
Lower APRs
By using your car title than going without it
Keep moving forward
Everything else is the same: fast, affordable, and can help you build credit with on-time payments
How to get a personal loan
1
Prequalify in minutes to see your personalized loan offer, without impacting your credit score.
2
Complete your loan application and if approved, choose a payment plan that fits your budget.
3
Choose direct deposit (fastest) or a check so you can start using your loan funds to get back in control.
Pay for what you need, when you need to
Get quick access to funds so you can focus on what matters, instead of how to pay for it
Home improvements
Car repairs
Weddings
Vacations
Medical expenses
Debt consolidation
Don’t just take
our word for it
9 of 10 members would refer friends to Oportun
Become even savvier about personal loans
Any questions?
Here are a few we’ve answered before.
Your car has borrowing power
See if it could help you get a bigger loan $2,525-$18,500
Your vehicle does not qualify for a secured loan, would you like to try with another vehicle?
You may be eligible for a loan without collateral between
$300 to $10,000
Use the car title on your to help you get a loan of
Range represents typical loan amounts secured by vehicles with similar value to yours. Not a guaranteed offer. All loans subject to credit approval. Secured loan approval amount equals applicant’s unsecured loan approval amount plus their vehicle value. Conditions for a secured personal loan include: you must solely own, with a clear title and no liens. Vehicle must be operational, under 250,000 miles, less than 25 years old, registered in the state of application, with proof of insurance. Vehicle value must meet Oportun loan criteria. See loan terms.