Your money goals are our goals

$300 to $10,000 affordable loans to reach your full potential. Your new financial journey starts here.

Apply for a loan now

Get prequalified in minutes without affecting your credit score.
See personal loan terms

Apply for a loan now

Get prequalified in minutes
without affecting your credit score

See personal loan terms

Loans
For bills, repairs, deposits, and more

Save
Reach your goals with Set & SaveTM

Check out what else Oportun has to offer:

Our smart solutions in the palm of your hand

The Oportun app helps you set your goals and save without thinking about it.

Standard data charges may apply.

Personal loans for all kinds of goals

From $300 to $10,000

For bills, repairs, deposits, and more

Fast funding

With direct deposit

Affordable payments

That fit your budget

Loan calculator

What could your loan payments look like?
Get started by sharing some information
Get prequalified in minutes without affecting your credit score
Here’s what you might expect
Apply once and get two great options
Get started by sharing some information
Start your loan application

Set & SaveTM helps you save without thinking about it

A savvier way to save
Set up your savings goals and we’ll start working toward them

Smart amounts, saved here and there
Set & Save learns your spending habits and intelligently moves money to a savings account for you

Our members save over $1,800 a year on average*
It really does add up fast

 

A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2025 by Bankrate
CDFI: Certified by U.S. Department of the Treasury

That sums it up

Still have questions? Here are a few we’ve answered before.

What documentation do I need to apply for a personal loan?
Can more than one person sign for a personal loan?
Can I be prequalified without impacting my credit score?

Graphic showing that Bankrate listed the Oportun app at #1 on a list of the “8 best money savings apps of 2023"

Listed #1 savings app of 2025 by Bankrate

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