Affordable
personal loans


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A+ rating by the Better Business Bureau (BBB)

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Best consumer lending product by Fintech Breakthrough

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CDFI certified by the U.S. Treasury Department

Apply for a personal loan up to $10,000 with fixed, affordable payments and no pre-payment penalties.

Apply now
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Why Oportun

Affordable

Pay less and get more compared to non-bank lenders

Fast funds

With direct deposit

Trusted

9 of 10 customers would refer their friends and family to Oportun

Apply now
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Applying is simple

Get prequalified

Use the referral code to apply, there’s no fee and you don’t need a credit score

Complete your application

All you need is a valid photo ID, proof of income, and proof of address

Get your money quickly

Funds delivered fast with direct deposit

We have 50,000 5-star reviews on Google

Great staff! Easy & quick process. Thanks oportun!

Leticia Yniguez

from Google

Very nice employees and very helpful!!

Sabrina Campos

from Google

Quick to help, curious and caring.

mobilewarner351

from Google

Questions

A personal loan provides you with a lump sum of money that is paid back over a set period of time. The  money can be used for a number of personal expenses.

We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.

Ready to build a better future? Apply now.

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