Great staff! Easy & quick process. Thanks Oportun!
Affordable
personal loans
A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2025 by Bankrate
CDFI: Certified by U.S. Department of the Treasury
Apply for a personal loan up to $12,000 with fixed, affordable payments and no pre-payment penalties.
Applying is simple
1
Get prequalified
Use the referral code to apply, there’s no fee and you don’t need a credit score
2
Complete your application
All you need is a valid photo ID, proof of income, and proof of address
3
Get your money quickly
Funds delivered fast with direct deposit
Very nice employees and very helpful!!
Quick to help, curious and caring.
That sums it up
Still have questions? Here are a few we’ve answered before.
What is a personal loan?
A personal loan provides you with a lump sum of money that is paid back over a set period of time. The money can be used for a number of personal expenses.
What factors does Oportun consider when granting a loan?
We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.