We want to see you succeed—and we have the products and resources to get you through life’s financial ups and downs


Together we can build a better future

At Oportun, we’re passionate about finding new opportunities for you. So we’re designing a suite of products and resources that helps you take control of your finances—and we’ll be here with you every step of your journey. We think of our customers as part of our larger community, and we want nothing more than to see our community thrive.

So when you’re ready to take out a loan, need help finding ways to save money, or want to establish your credit history, reach out to us.

1.8 million

We’ve given more than 1.8 million people access to affordable credit

$1.8 billion

We’ve saved our personal loan customers $1.8 billion compared to alternative lenders

870,000 people

We’ve helped 870,000 people without a FICO® score begin establishing credit history

An affordable approach to borrowing

Our affordable payments are structured to fit within your budget. On average, our customers save $995 on their first personal loan when they choose Oportun over other available alternatives. We make a point to lend responsibly, which means we offer loans based on your ability to repay in full and on time. We also provide affordable payments, accept payments in multiple forms, and won’t surprise you with added fees.

Establishing a credit history helps put you in control

Unlike other alternative lenders, we report to nationwide credit bureaus. So when you take out a loan with Oportun and repay it on time, you’re establishing your credit history, taking control of your finances, and opening the door to a new world of opportunities. Ready to join the 870,000 people we’ve helped to establish credit? Get started today.

Fast, budget-friendly help however you need it

We provide services in both English and Spanish and make it convenient for you to reach us online, by phone, or in person. We have hundreds of locations and accept payments at thousands of other stores through our payment partnerships.

Voices from our community

I was tired of all the nos. Once I found out about Oportun, all that went away. There’s not a no. There’s a yes. Approved. You’re qualified.


Voices from our community

Every time you go into Oportun, they make you feel like family. They will also help you with your credit score.


Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.


Voices from our community

The loan was easy. The people were friendly. I do feel like a part of the community.


Voices from our community

I think having good credit in the U.S. is indispensable. Thanks to Oportun, they gave me the opportunity to start building my credit and reach my goals.


The Oportun community

Sometimes a loan is just a loan. Not with us.

At Oportun, taking out a loan—or signing up for any of our products, services, or programs—is the beginning of something much bigger. It’s the start of a relationship with a community that has your back—and the first step on the path to taking control of your finances.

At Oportun, we understand how difficult it can be to make ends meet. That’s why we care so much about providing inclusive, affordable financial services that empower our customers to build a better future.

Customer at retail location receiving their first personal loan from Oportun.