Fast, friendly help between paychecks

Help is only a text away

Constantly checking your bank account? Worried your balance is low? We’re here to help.

OportunPath customer showing his balance update text messages

OportunPath texts you daily balance updates so you always know how much is in your bank account. If you’re eligible, no-cost top ups help hold you over until payday. Top ups start at $25 and may go up to $100 to help you avoid costly fees and cover essentials. No interest, no fees, and no credit check required.


Daily texts

Know how much is in your bank account

Quick  top ups

Get cash in your account in minutes if you’re eligible

Easy repayment

We automate repayment so you have one less thing to worry about

Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.


Voices from our community

The loan was easy. The people were friendly. I do feel like a part of the community.


Voices from our community

I think having good credit in the U.S. is indispensable. Thanks to Oportun, they gave me the opportunity to start building my credit and reach my goals.



We know it’s hard to believe, but there really are no fees. We built OportunPath to keep you updated on your finances and to provide a little extra when you need it most.  We can also connect you to other products, services, and community partners that can lend you a hand. Because when you succeed, our community thrives.

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