Get ahead with a personal loan

Join the 1 million people who trust Oportun.

Voices from our community

I think having good credit in the U.S. is indispensable. Thanks to Oportun, they gave me the opportunity to start building my credit and reach my goals.

Eduardo

Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.

Amelita

GET AN AFFORDABLE LOAN QUICKLY

If you need a loan and have limited credit history—or even no credit at all—we’re here to help

Get started right away

All you need is an official government ID from any country, proof of income, proof of address, and four references from either friends, family, or colleagues.

Spend less with a loan from Oportun

First-time borrowers save an average of $1,000 when they choose Oportun over other alternative lenders. Our personal loans cost a fraction of payday and pawn loans. And we don’t charge prepayment penalties.

Committed to making life better

We’ve been helping members of our community build better lives for more than a decade. To date, we have helped over 1 million people take control of their futures.

$1,000

Average savings for first-time personal loan customers

2.9 million

Loans made

$5.4 billion

Total credit provided

QUESTIONS

All questions

Voices from our community

I think having good credit in the U.S. is indispensable. Thanks to Oportun, they gave me the opportunity to start building my credit and reach my goals.