Helping you succeed

Life isn’t always easy, but when we work together, we can make life better

AN AFFORDABLE LOAN IS WITHIN YOUR REACH

Oportun offers personal loans with fixed and affordable payments, so you’ll always know how much you owe—and when

Loans from $300 to $9,000 are available. You don’t need a credit score and there’s no fee to apply. And most borrowers receive their funds within 24 hours. Unlike other alternative lenders, we report customer accounts to nationwide credit bureaus, so you can begin to establish credit history and improve your opportunities.

In other words, we make things simple—whether you’re dealing with an unexpected emergency, an urgent bill, or a home repair that’s adding up.

Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.

Amelita

GET AN AFFORDABLE LOAN QUICKLY

If you need a loan and have limited credit history, we’re here to help.

Get started right away

All you need is an official government ID from any country, proof of income, proof of address, and four references from either friends, family, or colleagues.

Spend less with a loan from Oportun

First-time borrowers save an average of $1,000 when they choose Oportun over other alternative lenders. Our personal loans cost a fraction of payday and pawn loans. And we don’t charge prepayment penalties.

Committed to making life better

We’ve been helping members of our community build better lives for more than a decade. To date, we have helped over 1 million people take control of their futures.

$1,000

Average savings for first-time personal loan customers

2.9 million

Loans made

$5.4 billion

Total credit provided

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QUESTIONS

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Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.