personal loans

Apply for a personal loan from $300 to $30,000 with fixed, affordable payments and no pre-payment penalties

Apply now 888-907-7061

Explore example payments and rates

Get prequalified in minutes without affecting your credit score. See terms

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Best consumer lending product by Fintech Breakthrough

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CDFI certified by the U.S. Treasury Department

Why Oportun


Pay less and get more compared to alternative lenders

Fast funding

With direct deposit

Secure application

Protected by 128-bit SSL encryption

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$2 billion

saved in interest and fees



9 of 10

members would refer friends to Oportun


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A personal loan provides you with a lump sum of money that is paid back over a set period of time. The  money can be used for a number of personal expenses.

We know that you are more than just a set of numbers or a credit score. A credit score is not required to apply, however, it will be considered if you have one. Other information is reviewed, like your ability to pay. You may be approved, even if you’ve faced bankruptcy.

Our members have saved
$2.2 billion
in interest and fees

Apply now

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