Smarter investing
Just like saving, Oportun makes investing effortless. Now you can plan for next week, next year, and beyond—all without thinking about it.
Personal loan members get one free year of effortless saving, budgeting, and investing. Just exploring? Download our app for a free 6 month trial.
$5/month after trial. Cancel anytime. See other terms.
Invest at your own pace
With smart amounts that take your expenses, habits, and other savings goals into account
Effortless investments
That guide your money to a balanced portfolio of exchange-traded funds (ETFs) bit by bit
Choose your risk level
From slow and steady to higher risks and rewards, you’re in control
Pick a portfolio and we’ll do the rest
Conservative
This portfolio of ETFs poses lower risk for folks who may need their money sooner
Moderate
This portfolio is designed for solid gains over a longer time period
Aggressive
This option carries the highest risk, but has potential for larger returns over time
Let Oportun think about your retirement
We approach retirement the same way we do saving—a little a day adds up fast. Little by little, we contribute amounts that make sense for your full financial picture.
Roth or Traditional IRAs
Choose the Individual Retirement Account that fits with your salary so you can save on taxes. Oportun keeps annual limits in mind so you don’t contribute too much.
One step closer, each day
Just like saving up for goals, Oportun finds smart amounts each day that you won’t feel. You won’t notice it today, but future you will thank you.
How it works
Link your bank account and choose your risk level
Our app learns your spending habits and expenses
Once your saving account is active, we can invest smart amounts toward your long term portfolio