Where will your personal loan take you?

Apply for a personal loan from $300 to $6,000 with fixed, affordable payments and no pre-payment penalties
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Get prequalified in minutes without affecting your credit score. See terms

A+ rating by the Better Business Bureau (BBB)

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Best consumer lending product by Fintech Breakthrough

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CDFI certified by the U.S. Treasury Department

Why Oportun


Pay less and get more compared to non-bank lenders

Fast funding

With direct deposit


9 of 10 members would refer their friends and family to Oportun

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We have 60,000 5-star reviews on Google and Trustpilot

Great staff! Easy & quick process. Thanks oportun!

Leticia Yniguez

from Google

Very nice employees and very helpful!!

Sabrina Campos

from Google

Quick to help, curious and caring.


from Google

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A personal loan provides you with a lump sum of money that is paid back over a set period of time. The  money can be used for a number of personal expenses.

We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.

Our members have saved
$2.3 billion
in interest and fees

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